Clackamas County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Clackamas County Bank of Sandy, OR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.94% | 1.34% | -0.40% | 30th below |
| ROAE | 8.01% | 13.32% | -5.31% | 25th below |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 45th below |
| Efficiency Ratio | 76.72% | 61.14% | +15.58% | 17th bottom |
| PPNR / Avg Assets | 1.03% | 1.68% | -0.65% | 21st bottom |
| Yield on Earning Assets | 4.62% | 5.67% | -1.05% | 11th bottom |
| Cost of Funds | 0.84% | 1.88% | -1.04% | 94th top |
| Net Interest Spread | 3.11% | 3.32% | -0.21% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.99% | 1.28% | -0.29% | 25th below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.53% | 19.50% | +4.03% | 86th top |
| Tier 1 Ratio | 23.53% | 19.53% | +4.00% | 86th top |
| Total Capital Ratio | 24.63% | 20.62% | +4.01% | 86th top |
| Leverage Ratio | 12.80% | 12.14% | +0.66% | 73rd above |
| Equity / Assets | 11.78% | 11.37% | +0.41% | 69th above |
| TCE / Tangible Assets | 11.78% | 11.09% | +0.69% | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.96% | 80.64% | -12.68% | 74th above |
| Core Deposit Ratio | 94.34% | 86.86% | +7.48% | 81st top |
| Wholesale Funding Ratio | 1.70% | 5.03% | -3.33% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.07% | 6.85% | -6.92% | 19th bottom |
| Loan Growth (Y/Y) | 3.47% | 7.90% | -4.43% | 39th below |
| Deposit Growth (Y/Y) | 0.25% | 6.29% | -6.04% | 24th bottom |
See Clackamas County Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Clackamas County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Clackamas County Bank profile, how to read a UBPR, or how this data updates.