Clackamas County Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.65 percentage points higher than in Q1 2026, at 67.96%. Within Oregon, Clackamas County Bank is 8th of 12 on return on assets, 0.94% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Clackamas County Bank sits 0.32 points lower, at 0.94% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 23.53% |
| Tier 1 risk-based capital ratio | 23.53% |
| Total risk-based capital ratio | 24.63% |
| Tier 1 leverage ratio | 12.80% |
| Equity capital to assets | 11.78% |
| Tangible equity to tangible assets | 11.78% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.99% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.94% |
| Return on equity | 8.01% |
| Net interest margin | 3.85% |
| Efficiency ratio | 76.72% |
| Yield on earning assets | 4.62% |
| Cost of funds | 0.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.96% |
| Core deposits to total deposits | 94.34% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.36% |
| Securities to assets | 23.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 22.71% | 22.71% | 23.73% | 11.24% | 0.74% |
| Q4 2023 | 22.53% | 22.53% | 23.56% | 11.41% | 0.51% |
| Q1 2024 | 22.17% | 22.17% | 23.19% | 11.40% | 0.59% |
| Q2 2024 | 21.93% | 21.93% | 22.94% | 11.30% | 0.54% |
| Q3 2024 | 23.99% | 23.99% | 25.10% | 11.41% | 0.64% |
| Q4 2024 | 23.48% | 23.48% | 24.58% | 11.90% | 0.26% |
| Q1 2025 | 24.11% | 24.11% | 25.25% | 12.50% | 0.73% |
| Q2 2025 | 23.93% | 23.93% | 25.04% | 12.36% | 1.01% |
| Q3 2025 | 25.38% | 25.38% | 26.55% | 12.68% | 1.09% |
| Q4 2025 | 25.04% | 25.04% | 26.20% | 12.61% | 1.01% |
| Q1 2026 | 25.84% | 25.84% | 27.05% | 12.96% | 0.85% |
| Q2 2026 | 23.53% | 23.53% | 24.63% | 12.80% | 0.94% |
Clackamas County Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Clackamas County Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Clackamas County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9486) · FFIEC NIC profile (RSSD 641579)