Clackamas County Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 2.65 percentage points higher than in Q1 2026, at 67.29%. Clackamas County Bank has the 3rd lowest loan-to-deposit ratio of the 12 banks headquartered in Oregon, at 67.96% as of Q2 2026. Clackamas County Bank reported 67.96% on loan-to-deposit ratio for Q2 2026, 12.87 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $40.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $101.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.5M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.96% |
| Net loans and leases to deposits | 67.29% |
| Loans and leases to core deposits | 72.04% |
| Core deposits to total deposits | 94.34% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 60.78% | 98.40% | $7.7M | $25.4M |
| Q4 2023 | 64.14% | 96.70% | $6.3M | $32.9M |
| Q1 2024 | 65.45% | 96.54% | $6.1M | $32.9M |
| Q2 2024 | 66.47% | 96.09% | $8.4M | $32.9M |
| Q3 2024 | 66.16% | 95.60% | $7.2M | $22.5M |
| Q4 2024 | 66.97% | 94.66% | $5.9M | $10.0M |
| Q1 2025 | 65.28% | 93.95% | $6.3M | $10.0M |
| Q2 2025 | 65.85% | 93.86% | $7.0M | $0 |
| Q3 2025 | 63.46% | 94.01% | $6.4M | $0 |
| Q4 2025 | 64.81% | 93.91% | $5.9M | $0 |
| Q1 2026 | 65.32% | 93.53% | $5.0M | $0 |
| Q2 2026 | 67.96% | 94.34% | $4.5M | $0 |
Clackamas County Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Clackamas County Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Clackamas County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9486) · FFIEC NIC profile (RSSD 641579)