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Clackamas County Bank: Loan-to-Deposit Ratio

67.96% Ranks #2,850 of 3,651 U.S. banks · 22nd percentile

Data as of · sourced from FFIEC call reports. How we update

Clackamas County Bank reported a loan-to-deposit ratio of 67.96% as of Q2 2026, ranking #2,850 of 3,651 U.S. banks (22nd percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 67.96%
Q1 2026 65.32%
Q4 2025 64.81%
Q3 2025 63.46%
Q2 2025 65.85%
Q1 2025 65.28%
Q4 2024 66.97%
Q3 2024 66.16%
Q2 2024 66.47%
Q1 2024 65.45%
Q4 2023 64.14%
Q3 2023 60.78%

National Context

Latest value 67.96%
National rank#2,850 of 3,651
Percentile 22nd
12-quarter low60.78%
12-quarter high67.96%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Clackamas County Bank's Loan-to-Deposit Ratio?

Clackamas County Bank's Loan-to-Deposit Ratio was 67.96% as of Q2 2026, ranking #2850 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Clackamas County Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9486) · FFIEC NIC profile (RSSD 641579)