The Colorado Bank and Trust Company of La Junta: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 11.5% in Q2 2026, from $6.4M to $7.1M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.33% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $33.9M |
| Tier 1 capital | $33.9M |
| Total risk-based capital | — |
| Total equity capital | $36.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.17% |
| Tangible equity to tangible assets | 9.99% |
| Equity capital to average assets | 11.13% |
| Internal capital growth rate | 8.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $550K |
| Common stock surplus | $29.5M |
| Retained earnings | $7.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$287K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.27% | 16.08% | 14.19% |
| Q4 2023 | 14.77% | 16.49% | 14.67% |
| Q1 2024 | 14.92% | 16.57% | 14.83% |
| Q2 2024 | 15.01% | 15.65% | 14.07% |
| Q3 2024 | 13.82% | 14.49% | 13.05% |
| Q4 2024 | 13.55% | 13.72% | 12.40% |
| Q1 2025 | 12.44% | 13.33% | 12.10% |
| Q2 2025 | 12.49% | 13.25% | 12.08% |
| Q3 2025 | 12.61% | 13.19% | 12.09% |
| Q4 2025 | 11.07% | 11.40% | 10.01% |
| Q1 2026 | 10.41% | 10.88% | 9.62% |
| Q2 2026 | 10.33% | 11.17% | 9.99% |
The Colorado Bank and Trust Company of La Junta regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Colorado Bank and Trust Company of La Junta, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Colorado Bank and Trust Company of La Junta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1141) · FFIEC NIC profile (RSSD 285151)