The Colorado Bank and Trust Company of La Junta: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Colorado Bank and Trust Company of La Junta of La Junta, CO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.43% | 1.34% | +0.09% | 59th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.98% | 13.32% | -0.34% | 54th above |
| Net Interest Margin | 5.27% | 3.93% | +1.34% | 96th top |
| Efficiency Ratio | 65.01% | 61.13% | +3.88% | 39th below |
| PPNR / Avg Assets | 2.02% | 1.68% | +0.34% | 73rd above |
| Yield on Earning Assets | 6.89% | 5.67% | +1.22% | 94th top |
| Cost of Funds | 1.74% | 1.88% | -0.14% | 54th above |
| Net Interest Spread | 4.23% | 3.32% | +0.91% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 0.94% | -0.61% | 55th above |
| NPA / Total Assets | 0.27% | 0.70% | -0.43% | 54th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 75th top |
| ACL / Total Loans | 0.94% | 1.28% | -0.34% | 20th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 284.04% | 1546.56% | -1262.52% | 58th above |
| Texas Ratio | 3.49% | 7.34% | -3.85% | 50th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 297.39% | 1395.40% | -1098.01% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.33% | 12.14% | -1.81% | 38th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.17% | 11.36% | -0.19% | 62nd above |
| TCE / Tangible Assets | 9.99% | 11.08% | -1.09% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.74% | 80.66% | +15.08% | 17th bottom |
| Core Deposit Ratio | 92.82% | 86.85% | +5.97% | 73rd above |
| Wholesale Funding Ratio | 3.03% | 5.04% | -2.01% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 26.96% | 6.84% | +20.12% | 97th top |
| Loan Growth (Y/Y) | 47.44% | 7.91% | +39.53% | 99th top |
| Deposit Growth (Y/Y) | 31.72% | 6.28% | +25.44% | 97th top |
See The Colorado Bank and Trust Company of La Junta's peers by name
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Unlock The Colorado Bank and Trust Company of La Junta, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Colorado Bank and Trust Company of La Junta profile, how to read a UBPR, or how this data updates.