The Colorado Bank and Trust Company of La Junta: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 10.12 percentage points in Q2 2026, from 93.02% to 103.14%. It was the largest change from Q1 2026 among the key lines here. The Colorado Bank and Trust Company of La Junta ranks 14th of 63 Colorado banks on loan-to-deposit ratio, in the upper half at 95.74% (Q2 2026). The Colorado Bank and Trust Company of La Junta reported 95.74% on loan-to-deposit ratio for Q2 2026, 14.90 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $49.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.03% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.74% |
| Net loans and leases to deposits | 94.84% |
| Loans and leases to core deposits | 103.14% |
| Core deposits to total deposits | 92.82% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.83% | 96.41% | $0 | $0 |
| Q4 2023 | 88.10% | 95.83% | $0 | $0 |
| Q1 2024 | 82.55% | 95.46% | $0 | $0 |
| Q2 2024 | 87.07% | 95.08% | $0 | $10.0M |
| Q3 2024 | 87.15% | 95.21% | $0 | $10.0M |
| Q4 2024 | 90.44% | 91.67% | $0 | $10.0M |
| Q1 2025 | 86.27% | 94.28% | $0 | $10.0M |
| Q2 2025 | 85.54% | 94.87% | $0 | $10.0M |
| Q3 2025 | 88.04% | 93.75% | $0 | $10.0M |
| Q4 2025 | 85.27% | 94.81% | $0 | $10.0M |
| Q1 2026 | 86.66% | 93.16% | $0 | $10.0M |
| Q2 2026 | 95.74% | 92.82% | $0 | $10.0M |
The Colorado Bank and Trust Company of La Junta liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Colorado Bank and Trust Company of La Junta, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Colorado Bank and Trust Company of La Junta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1141) · FFIEC NIC profile (RSSD 285151)