Columbia Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 2.72 percentage points in Q2 2026, from 98.39% to 95.67%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Columbia Savings and Loan Association is 93rd of 153 on loan-to-deposit ratio, 84.70% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. Columbia Savings and Loan Association sits 16.77 points higher, at 84.70% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $2.3M |
| Fed funds sold and reverse repos | $500K |
| Fed funds sold and reverse repos to assets | 2.43% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.70% |
| Net loans and leases to deposits | 83.40% |
| Loans and leases to core deposits | 95.67% |
| Core deposits to total deposits | 88.53% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.50% | 87.46% | $0 | $0 |
| Q4 2023 | 76.85% | 81.93% | $0 | $0 |
| Q1 2024 | 81.63% | 89.28% | $0 | $0 |
| Q2 2024 | 85.86% | 87.33% | $0 | $0 |
| Q3 2024 | 93.99% | 85.95% | $0 | $320K |
| Q4 2024 | 90.04% | 84.99% | $0 | $0 |
| Q1 2025 | 88.77% | 87.38% | $0 | $0 |
| Q2 2025 | 88.82% | 87.00% | $0 | $0 |
| Q3 2025 | 88.89% | 89.17% | $0 | $0 |
| Q4 2025 | 93.80% | 88.63% | $0 | $500K |
| Q1 2026 | 87.35% | 88.78% | $0 | $0 |
| Q2 2026 | 84.70% | 88.53% | $0 | $0 |
Columbia Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Columbia Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Columbia Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28480) · FFIEC NIC profile (RSSD 596277)