Columbia Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Columbia Savings and Loan Association of Milwaukee, WI against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -2.96% | 3.33% | -6.29% | 4th bottom |
| ROAE | -50.81% | 8.38% | -59.19% | 2nd bottom |
| Net Interest Margin | 5.10% | 3.92% | +1.18% | 89th top |
| Efficiency Ratio | 156.05% | 84.35% | +71.70% | 5th bottom |
| PPNR / Avg Assets | -2.42% | 1.56% | -3.98% | 2nd bottom |
| Yield on Earning Assets | 5.81% | 5.24% | +0.57% | 71st above |
| Cost of Funds | 0.64% | 1.67% | -1.03% | 92nd top |
| Net Interest Spread | 5.17% | 3.30% | +1.87% | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 8.16% | 1.41% | +6.75% | 3rd bottom |
| NPA / Total Assets | 6.49% | 0.70% | +5.79% | 1st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.15% | -0.03% | 15th bottom |
| ACL / Total Loans | 1.53% | 1.53% | +0.00% | 69th above |
| ACL / NPLs (Coverage) | 18.74% | 723.34% | -704.60% | 4th bottom |
| Texas Ratio | 262.63% | 8.15% | +254.48% | 0th bottom |
| Provision / NCO | 0.00% | 286.20% | -286.20% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 7.62% | 127.12% | -119.50% | 2nd bottom |
| Tier 1 Ratio | 7.62% | 127.13% | -119.51% | 2nd bottom |
| Total Capital Ratio | 8.87% | 128.02% | -119.15% | 2nd bottom |
| Leverage Ratio | 5.46% | 22.11% | -16.65% | 1st bottom |
| Equity / Assets | 5.49% | 20.75% | -15.26% | 3rd bottom |
| TCE / Tangible Assets | 5.49% | 20.50% | -15.01% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.70% | 74.24% | +10.46% | 24th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.53% | 88.31% | +0.22% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -13.24% | 3.85% | -17.09% | 4th bottom |
| Loan Growth (Y/Y) | -14.45% | 6.88% | -21.33% | 4th bottom |
| Deposit Growth (Y/Y) | -10.29% | 3.00% | -13.29% | 5th bottom |
See Columbia Savings and Loan Association's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Columbia Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Columbia Savings and Loan Association profile, how to read a UBPR, or how this data updates.