Columbia Savings and Loan Association: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.89 percentage points higher than in Q1 2026, at 5.10%. Among 153 Wisconsin banks, Columbia Savings and Loan Association sits 5th from the top on net interest margin, 5.10% as of Q2 2026. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Columbia Savings and Loan Association sits 1.21 points higher, at 5.10% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.81% |
| Yield on loans | 6.04% |
| Yield on securities | 0.00% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.64% |
| Cost of interest-bearing deposits | 0.54% |
| Cost of interest-bearing liabilities | 0.64% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.10% |
| Yield to cost spread | 5.17% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $250K |
| Total interest expense | $31K |
| Interest expense on deposits | $26K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.26% | 0.51% | 4.76% | 5.41% | 0.00% |
| Q4 2023 | 5.71% | 0.70% | 5.01% | 5.90% | 0.00% |
| Q1 2024 | 5.34% | 0.59% | 4.75% | 5.52% | 0.00% |
| Q2 2024 | 5.80% | 0.55% | 5.26% | 6.06% | 0.00% |
| Q3 2024 | 5.20% | 0.48% | 4.71% | 5.25% | 0.00% |
| Q4 2024 | 5.72% | 0.42% | 5.29% | 5.55% | 0.00% |
| Q1 2025 | 6.42% | 0.51% | 5.90% | 6.70% | 0.00% |
| Q2 2025 | 4.41% | 0.60% | 3.81% | 4.37% | 0.00% |
| Q3 2025 | 5.67% | 0.61% | 5.05% | 5.87% | 0.00% |
| Q4 2025 | 5.08% | 0.52% | 4.57% | 5.23% | 0.00% |
| Q1 2026 | 4.80% | 0.55% | 4.21% | 4.95% | 0.00% |
| Q2 2026 | 5.81% | 0.64% | 5.10% | 6.04% | 0.00% |
Columbia Savings and Loan Association yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Columbia Savings and Loan Association, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Columbia Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28480) · FFIEC NIC profile (RSSD 596277)