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Bank routing number ยท Tacoma, Washington

Commencement Bank Routing Number (ABA): 125108887

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The Commencement Bank routing number is 125108887. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.

Primary ABA / RTN
125108887

Commencement Bank at a glance

Its CET1 capital ratio was 12.95% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026
$739.6M
CET1 ratio, Q2 2026
12.95%
Deposit insurance
FDIC
Regulator
Federal Reserve
Domestic offices
6 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051
Established
2006

Full financial profile · Is Commencement Bank safe? · Commencement Bank call report · Branch locations

Commencement Bank routing numbers on file

Routing number Type Status Source
125108887 Primary ABA Active FFIEC NIC

Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Commencement Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0888, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Commencement Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Commencement Bank checks or in its online banking. Ask the bank for wire instructions (www.commencementbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Commencement Bank

Commencement Bank is headquartered in Tacoma, Washington and was established in 2006. It is in the SEATTLE-TACOMA-BELLEVUE, WA metro area. It reported $739.6M in total assets and $660.2M in deposits for Q2 2026, the 17th largest of the 29 banks headquartered in Washington. It reports 6 domestic offices. Its deposits have been FDIC insured since 2006. Its primary federal regulator is the Federal Reserve. 5 other banks and credit unions headquartered in Tacoma have a routing number listed here.

What the digits in 125108887 mean

The first four digits, 1251, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0888, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 10 + 20 = 120, a multiple of 10, so 125108887 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Commencement Bank routing number?

The Commencement Bank routing number is 125108887. It is the primary ABA routing transit number registered to Commencement Bank, headquartered in Tacoma, WA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Commencement Bank wire routing number?

This page lists the primary routing number registered to Commencement Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Commencement Bank before sending a wire.

Is ABA number 125108887 the routing number for Commencement Bank?

Yes. It is the primary routing number registered to Commencement Bank.

Which bank uses routing number 125108887?

It belongs to Commencement Bank, headquartered in Tacoma, WA. It is the bank's primary ABA routing number (FDIC certificate 58446).

Routing numbers in Tacoma, WA

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Sound Credit Union: 325183220
Credit union
Tapco Credit Union: 325183233
Credit union
America's Credit Union, a Federal Credit Union: 325180634
Credit union
Tacoma Longshoremen Credit Union: 325183194
Credit union
Spark Federal Credit Union: 325182991

All routing numbers in Washington

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