Commerce Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commerce Bank of Corinth, MS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.42% | 1.25% | +1.17% | 93rd top |
| ROAE | 23.82% | 13.17% | +10.65% | 94th top |
| Net Interest Margin | 5.49% | 3.95% | +1.54% | 97th top |
| Efficiency Ratio | 56.19% | 61.50% | -5.31% | 65th above |
| PPNR / Avg Assets | 2.60% | — | — | 91st top |
| Yield on Earning Assets | 6.45% | 5.67% | +0.78% | 86th top |
| Cost of Funds | 1.04% | 1.87% | -0.83% | 90th top |
| Net Interest Spread | 4.66% | — | — | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.47% | 0.93% | +0.54% | 19th bottom |
| NPA / Total Assets | 1.05% | — | — | 19th bottom |
| NCO / Avg Loans | 0.30% | 0.15% | +0.15% | 9th bottom |
| ACL / Total Loans | 1.48% | — | — | 77th top |
| ACL / NPLs (Coverage) | 100.12% | — | — | 28th below |
| Texas Ratio | 11.75% | 7.34% | +4.41% | 18th bottom |
| Provision / NCO | 118.11% | — | — | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.46% | 11.75% | +0.71% | 69th above |
| Equity / Assets | 10.21% | 10.98% | -0.77% | 47th below |
| TCE / Tangible Assets | 10.21% | — | — | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.74% | 80.44% | -1.70% | 54th above |
| Core Deposit Ratio | 92.23% | 86.95% | +5.28% | 69th above |
| Wholesale Funding Ratio | 0.25% | — | — | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.10% | — | — | 62nd above |
| Loan Growth (Y/Y) | 8.14% | — | — | 65th above |
| Deposit Growth (Y/Y) | 7.41% | — | — | 72nd above |
See Commerce Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commerce Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commerce Bank profile, how to read a UBPR, or how this data updates.