Branch Network
Commercial Bank Locations & Branches West Liberty, Kentucky
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Commercial Bank operates 2 branches from its headquarters in West Liberty, KY, .
Commercial Bank branch network
Both branches are in KENTUCKY. Its largest office by deposits is its main office in West Liberty, KY, with $181.4M (100.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Commercial Bank at a glance
Its CET1 capital ratio was 16.62% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $216.1M
- CET1 ratio, Q2 2026
- 16.62%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is Commercial Bank safe? · Commercial Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Liberty, KY (2 branches) | 1 of 4 | 69.3% | $181.4M |
| State: KY (2 branches) | 102 of 152 | 0.1% | $181.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Commercial Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Morgan, KY (2 branches) | 1 of 4 | 60.0% | $181.4M | $302.2M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Commercial Bank (main office) | West Liberty, KY | 41472 | $181.4M |
| Index Branch | West Liberty, KY | 41472 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9310) · FFIEC NIC profile (RSSD 358112)