Community West Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 414.7% in Q2 2026, from $34.0M to $175.0M. It was the largest change from Q1 2026 among the key lines here. Within California, Community West Bank is 71st of 114 on loan-to-deposit ratio, 85.90% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Community West Bank reported 85.90% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $206.8M |
| Cash and noninterest-bearing balances to assets | 4.11% |
| Cash and securities | $1.06B |
| Fed funds sold and reverse repos | $520K |
| Fed funds sold and reverse repos to assets | 0.01% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $175.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.90% |
| Net loans and leases to deposits | 84.70% |
| Loans and leases to core deposits | 87.94% |
| Core deposits to total deposits | 88.89% |
| Brokered deposits to total deposits | 8.79% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.34% | 94.84% | $0 | $0 |
| Q4 2023 | 63.20% | 94.25% | $0 | $80.0M |
| Q1 2024 | 63.33% | 93.59% | $0 | $67.0M |
| Q2 2024 | 78.68% | 85.92% | $0 | $150.6M |
| Q3 2024 | 78.60% | 86.88% | $0 | $132.5M |
| Q4 2024 | 80.18% | 84.87% | $0 | $133.4M |
| Q1 2025 | 80.07% | 86.36% | $0 | $134.4M |
| Q2 2025 | 80.10% | 85.61% | $0 | $86.0M |
| Q3 2025 | 79.67% | 85.49% | $0 | $20.0M |
| Q4 2025 | 82.04% | 85.12% | $0 | $73.0M |
| Q1 2026 | 81.05% | 84.03% | $0 | $34.0M |
| Q2 2026 | 85.90% | 88.89% | $0 | $175.0M |
Community West Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community West Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23030) · FFIEC NIC profile (RSSD 703767)