Community West Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 118.70 percentage points in Q2 2026, from 131.45% to 250.15%. It was the largest change from Q1 2026 among the key lines here. Within California, Community West Bank is 94th of 114 on return on assets, 0.45% as of Q2 2026, below the middle of the field. Against a median of 1.28% for banks in the $1B-10B asset tier, Community West Bank reported 0.45% on return on assets in Q2 2026, 0.83 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.55% |
| Tier 1 risk-based capital ratio | 12.55% |
| Total risk-based capital ratio | 13.79% |
| Tier 1 leverage ratio | 10.98% |
| Equity capital to assets | 13.30% |
| Tangible equity to tangible assets | 9.90% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.56% |
| Non-performing assets ratio | 0.56% |
| Net charge-off ratio | 0.63% |
| Texas ratio | 5.29% |
| Allowance for credit losses to loans | 1.39% |
| Reserve coverage of non-performing loans | 250.15% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.45% |
| Return on equity | 3.88% |
| Net interest margin | 4.64% |
| Efficiency ratio | 61.76% |
| Yield on earning assets | 5.91% |
| Cost of funds | 1.42% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.90% |
| Core deposits to total deposits | 88.89% |
| Brokered deposits to total deposits | 8.79% |
| Deposits to assets | 82.11% |
| Securities to assets | 17.05% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.50% | 16.50% | 17.47% | 11.21% | 1.14% |
| Q4 2023 | 16.76% | 16.76% | 17.74% | 11.75% | 1.11% |
| Q1 2024 | 16.94% | 16.94% | 17.91% | 11.95% | 0.76% |
| Q2 2024 | 13.99% | 13.99% | 15.00% | 11.11% | -0.43% |
| Q3 2024 | 13.61% | 13.61% | 14.60% | 11.24% | 0.52% |
| Q4 2024 | 13.53% | 13.53% | 14.54% | 11.04% | 0.92% |
| Q1 2025 | 13.75% | 13.75% | 14.76% | 11.12% | 1.05% |
| Q2 2025 | 13.84% | 13.84% | 14.92% | 11.25% | 0.98% |
| Q3 2025 | 13.90% | 13.90% | 14.99% | 11.24% | 1.29% |
| Q4 2025 | 13.70% | 13.70% | 14.77% | 11.44% | 1.37% |
| Q1 2026 | 13.81% | 13.81% | 14.88% | 11.43% | 1.35% |
| Q2 2026 | 12.55% | 12.55% | 13.79% | 10.98% | 0.45% |
Community West Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community West Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23030) · FFIEC NIC profile (RSSD 703767)