Community West Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community West Bank of Fresno, CA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.45% | 1.46% | -1.01% | 8th bottom |
| ROAE | 3.88% | 12.73% | -8.85% | 7th bottom |
| Net Interest Margin | 4.64% | 3.85% | +0.79% | 91st top |
| Efficiency Ratio | 61.76% | 57.40% | +4.36% | 39th below |
| PPNR / Avg Assets | 1.55% | 1.88% | -0.33% | 39th below |
| Yield on Earning Assets | 5.91% | 5.72% | +0.19% | 72nd above |
| Cost of Funds | 1.42% | 2.02% | -0.60% | 83rd top |
| Net Interest Spread | 3.61% | 3.18% | +0.43% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.56% | 1.00% | -0.44% | 54th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.76% | -0.20% | 45th below |
| NCO / Avg Loans | 0.63% | 0.43% | +0.20% | 7th bottom |
| ACL / Total Loans | 1.39% | 1.31% | +0.08% | 80th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 250.15% | 543.94% | -293.79% | 63rd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.29% | 7.39% | -2.10% | 47th below |
| Provision / NCO | 98.54% | 619.80% | -521.26% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.55% | 17.35% | -4.80% | 34th below |
| Tier 1 Ratio | 12.55% | 17.38% | -4.83% | 33rd below |
| Total Capital Ratio | 13.79% | 18.43% | -4.64% | 37th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.98% | 11.44% | -0.46% | 60th above |
| Equity / Assets | 13.30% | 11.33% | +1.97% | 86th top |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.90% | 10.50% | -0.60% | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.90% | 86.96% | -1.06% | 56th above |
| Core Deposit Ratio | 88.89% | 85.55% | +3.34% | 53rd above |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 32.58% | 33.12% | -0.54% | 46th below |
| Wholesale Funding Ratio | 3.48% | 5.71% | -2.23% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 40.62% | 9.62% | +31.00% | 97th top |
| Loan Growth (Y/Y) | 47.70% | 7.98% | +39.72% | 98th top |
| Deposit Growth (Y/Y) | 37.73% | 7.81% | +29.92% | 96th top |
See Community West Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community West Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community West Bank profile, how to read a UBPR, or how this data updates.