Bank Comparison
Capital One, N.A. vs JPMorgan Chase Bank, N.A.
BankRegReports is independent of Capital One, N.A. and JPMorgan Chase Bank, N.A. and never asks for online banking logins or passwords.
At Q2 2026, JPMorgan Chase Bank, N.A. is the larger bank, with $4.09T in total assets to Capital One, N.A.'s $662.16B; JPMorgan Chase Bank, N.A. has the higher CET1 ratio (15.03% vs 13.21%) and Capital One, N.A. has the higher return on assets (1.92% vs 1.70%).
vs
8 · 9
winning metrics across 17 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| CET1 Ratio | 13.21% | 15.03% |
| Tier 1 Capital Ratio | 13.21% | 15.03% |
| Total Capital Ratio | 14.88% | 16.21% |
| Tier 1 Leverage Ratio | 10.58% | 7.49% |
| Equity / Assets | 14.91% | 8.35% |
Profitability
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.92% | 1.70% |
| Return on Equity (ROE) | 13.20% | 20.50% |
| Net Interest Margin (NIM) | 8.06% | 2.71% |
| Yield on Earning Assets | 10.57% | 4.55% |
| Cost of Funds | 2.88% | 1.80% |
Asset quality
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| Texas Ratio | 8.50% | 3.72% |
| Non-Performing Loan Ratio | 1.49% | 0.78% |
| Non-Performing Asset Ratio | 1.05% | 0.30% |
| Net Charge-Off Ratio | 3.23% | 0.61% |
| ACL / Loans | 5.02% | 1.66% |
Balance sheet
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| Total Assets | $662.16B | $4.09T |
| Total Deposits | $512.60B | $2.82T |
| Total Loans | $457.43B | $1.56T |
| Total Equity | $98.72B | $341.58B |
| Net Income (quarter) | $3.23B | $17.36B |
Liquidity & funding
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 89.24% | 55.37% |
| Core Deposit Ratio | 93.26% | 70.44% |
| Uninsured Deposit Ratio | 20.82% | 49.37% |
Identity
| Metric | Capital One, N.A. | JPMorgan Chase Bank, N.A. |
|---|---|---|
| Headquarters City | McLean | Columbus |
| Headquarters State | VA | OH |
| Asset Tier | $250B or more in assets | $250B or more in assets |
| Regulator | OCC | OCC |
| Domestic Branches | 249 | 5,176 |
| Employees (FTE) | 90,255 | 226,846 |
| Established | May 22, 1933 | January 1, 1824 |
Related bank comparisons
Capital One vs Truist Bank · Capital One vs Synchrony Bank · Capital One vs American Express National Bank · Capital One vs Morgan Stanley Bank · The Northern Trust Company vs JPMorgan Chase Bank · Regions Bank vs JPMorgan Chase Bank · KeyBank N.A. vs JPMorgan Chase Bank · Wells Fargo Bank vs JPMorgan Chase Bank
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Capital One, N.A. profile | View full JPMorgan Chase Bank, N.A. profile | Browse all bank comparisons