Bank Comparison
The Huntington National Bank vs Citibank, N.A.
BankRegReports is independent of The Huntington National Bank and Citibank, N.A. and never asks for online banking logins or passwords.
At Q2 2026, Citibank, N.A. is the larger bank, with $1.98T in total assets to The Huntington National Bank's $283.07B; Citibank, N.A. has the higher CET1 ratio (13.79% vs 11.82%) and The Huntington National Bank has the higher return on assets (1.12% vs 1.03%).
vs
8 · 9
winning metrics across 17 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| CET1 Ratio | 11.82% | 13.79% |
| Tier 1 Capital Ratio | 12.02% | 13.98% |
| Total Capital Ratio | 13.84% | 14.71% |
| Tier 1 Leverage Ratio | 9.30% | 7.87% |
| Equity / Assets | 11.76% | 8.67% |
Profitability
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.12% | 1.03% |
| Return on Equity (ROE) | 9.66% | 11.92% |
| Net Interest Margin (NIM) | 3.31% | 2.85% |
| Yield on Earning Assets | 5.24% | 5.34% |
| Cost of Funds | 1.99% | 2.72% |
Asset quality
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| Texas Ratio | 5.16% | 2.77% |
| Non-Performing Loan Ratio | 1.06% | 0.66% |
| Non-Performing Asset Ratio | 0.72% | 0.25% |
| Net Charge-Off Ratio | 0.26% | 1.09% |
| ACL / Loans | 1.70% | 2.33% |
Balance sheet
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| Total Assets | $283.07B | $1.98T |
| Total Deposits | $227.12B | $1.55T |
| Total Loans | $191.19B | $757.16B |
| Total Equity | $33.28B | $171.30B |
| Net Income (quarter) | $802.0M | $5.11B |
Liquidity & funding
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 84.18% | 48.93% |
| Core Deposit Ratio | 92.49% | 51.27% |
| Uninsured Deposit Ratio | 32.46% | 47.78% |
Identity
| Metric | The Huntington National Bank | Citibank, N.A. |
|---|---|---|
| Headquarters City | Columbus | Sioux Falls |
| Headquarters State | OH | SD |
| Asset Tier | $250B or more in assets | $250B or more in assets |
| Regulator | OCC | OCC |
| Domestic Branches | 1,477 | 667 |
| Employees (FTE) | 25,478 | 169,535 |
| Established | January 6, 1866 | June 16, 1812 |
Related bank comparisons
The Huntington National Bank vs Bank of America · The Huntington National Bank vs First-Citizens Bank & Trust Company · The Huntington National Bank vs TD Bank · The Huntington National Bank vs U.S. Bank N.A. · State Street Bank and Trust Company vs Citibank · Capital One vs Citibank · The Northern Trust Company vs Citibank · Regions Bank vs Citibank
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full The Huntington National Bank profile | View full Citibank, N.A. profile | Browse all bank comparisons