Cornerstone Bank Routing Number (ABA): 091300719

Cornerstone Bank at a glance

Its CET1 capital ratio was 11.28% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$1.85B

CET1 ratio, Q2 2026

11.28%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

13 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 041

Established

1907

Full financial profile · Is Cornerstone Bank safe? · Cornerstone Bank call report · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0071, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Cornerstone Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Cornerstone Bank checks or in its online banking. Ask the bank for wire instructions (www.cornerstone.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Cornerstone Bank

Cornerstone Bank is headquartered in Fargo, North Dakota and was established in 1907. It is in the FARGO, ND-MN metro area. It reported $1.85B in total assets and $1.65B in deposits for Q2 2026, the 10th largest of the 60 banks headquartered in North Dakota. It reports 13 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 13 other banks and credit unions headquartered in Fargo have a routing number listed here.

What the digits in 091300719 mean

The first four digits, 0913, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0071, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 10 + 10 = 110, a multiple of 10, so 091300719 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Cornerstone Bank routing number?

The Cornerstone Bank routing number is 091300719. It is the primary ABA routing transit number registered to Cornerstone Bank, headquartered in Fargo, ND. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Cornerstone Bank wire routing number?

This page lists the primary routing number registered to Cornerstone Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cornerstone Bank before sending a wire.

Is ABA number 091300719 the routing number for Cornerstone Bank?

Yes. It is the primary routing number registered to Cornerstone Bank.

Which bank uses routing number 091300719?

It belongs to Cornerstone Bank, headquartered in Fargo, ND. It is the bank's primary ABA routing number (FDIC certificate 13198).

Routing numbers in Fargo, ND

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Bell Bank: 091310521

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Choice Financial Group: 091302966

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Gate City Bank: 291370918

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Bank Forward: 091310864

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Border Bank: 091216133

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American Federal Bank: 291271004

Credit union

United Savings Credit Union: 291378486

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Aspire Bank: 091301585

All routing numbers in North Dakota