Bank routing number ยท Fargo, North Dakota
Gate City Bank Routing Number (ABA): 291370918
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The Gate City Bank routing number is 291370918. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Gate City Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.85% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $4.04B
- Tier 1 leverage ratio, Q2 2026
- 9.85%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Domestic offices
- 46 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1923
Full financial profile · Is Gate City Bank safe? · Gate City Bank call report · Branch locations
Gate City Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 291370918 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Gate City Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 29, place this number in the Federal Reserve Bank of Minneapolis's district (District 9): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7091, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Gate City Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Gate City Bank checks or in its online banking. Ask the bank for wire instructions (www.gatecity.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Gate City Bank
Gate City Bank is headquartered in Fargo, North Dakota and was established in 1923. It is in the FARGO, ND-MN metro area. It reported $4.04B in total assets and $3.61B in deposits for Q2 2026, the 5th largest of the 60 banks headquartered in North Dakota. It reports 46 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the OCC. 13 other banks and credit unions headquartered in Fargo have a routing number listed here.
What the digits in 291370918 mean
The first four digits, 2913, are the Federal Reserve routing symbol. The prefix 29 places the number in the 9th Federal Reserve District (Minneapolis), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7091, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 14 + 7 x 17 + 9 = 170, a multiple of 10, so 291370918 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Gate City Bank routing number?
The Gate City Bank routing number is 291370918. It is the primary ABA routing transit number registered to Gate City Bank, headquartered in Fargo, ND. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Gate City Bank wire routing number?
This page lists the primary routing number registered to Gate City Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Gate City Bank before sending a wire.
Is ABA number 291370918 the routing number for Gate City Bank?
Yes. It is the primary routing number registered to Gate City Bank.
Which bank uses routing number 291370918?
It belongs to Gate City Bank, headquartered in Fargo, ND. It is the bank's primary ABA routing number (FDIC certificate 27774).
Routing numbers in Fargo, ND
- Bank
- Bell Bank: 091310521
- Bank
- Choice Financial Group: 091302966
- Bank
- Cornerstone Bank: 091300719
- Bank
- Bank Forward: 091310864
- Bank
- Border Bank: 091216133
- Bank
- American Federal Bank: 291271004
- Credit union
- United Savings Credit Union: 291378486
- Bank
- Aspire Bank: 091301585
View Gate City Bank's full profile →
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Regulator records: FDIC BankFind (cert 27774) · FFIEC NIC profile (RSSD 657271)