Branch Network
Gate City Bank Locations & Branches Fargo, North Dakota
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Gate City Bank operates 46 branches from its headquarters in Fargo, ND, .
Gate City Bank branch network
Its 46 branches span 2 states and 23 cities. The most are in NORTH DAKOTA (36) and MINNESOTA (10). NORTH DAKOTA holds 92.6% of its branch deposits. Fargo, ND has the most of its branches, 10. Its largest office by deposits is the 304 Rosser Avenue Branch office in Bismarck, ND, with $281.5M (7.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Gate City Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.85% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $4.04B
- Tier 1 leverage ratio, Q2 2026
- 9.85%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Established
- 1923
Full financial profile · Is Gate City Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fargo, ND (10 branches) | 5 of 23 | 9.3% | $864.1M |
| State: ND (36 branches) | 3 of 70 | 7.8% | $3.34B |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
Gate City Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cass, ND (13 branches) | 3 of 28 | 9.2% | $1.04B | $11.27B |
| Burleigh, ND (5 branches) | 2 of 16 | 11.0% | $612.8M | $5.57B |
| Grand Forks, ND (3 branches) | 3 of 15 | 12.8% | $368.4M | $2.87B |
| Ward, ND (2 branches) | 3 of 11 | 8.7% | $301.4M | $3.45B |
| Williams, ND (2 branches) | 5 of 6 | 12.9% | $271.2M | $2.10B |
| Stark, ND (2 branches) | 3 of 10 | 11.7% | $237.3M | $2.02B |
| Clay, MN (4 branches) | 3 of 11 | 10.2% | $169.5M | $1.67B |
| Stutsman, ND (1 branch) | 3 of 7 | 13.7% | $134.2M | $981.0M |
| Morton, ND (1 branch) | 4 of 10 | 6.5% | $84.4M | $1.31B |
| Foster, ND (1 branch) | 3 of 3 | 27.9% | $81.6M | $292.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fargo, ND-MN (17 branches) | 3 of 32 | 9.3% | $1.21B | $12.93B |
| Bismarck, ND (6 branches) | 3 of 18 | 10.1% | $697.2M | $6.92B |
| Grand Forks, ND-MN (3 branches) | 3 of 21 | 9.5% | $368.4M | $3.87B |
| Minot, ND (3 branches) | 3 of 14 | 8.6% | $316.7M | $3.69B |
| Williston, ND (2 branches) | 5 of 6 | 12.9% | $271.2M | $2.10B |
| Dickinson, ND (2 branches) | 3 of 11 | 11.6% | $237.3M | $2.04B |
| Jamestown, ND (1 branch) | 3 of 7 | 13.7% | $134.2M | $981.0M |
| Wahpeton, ND-MN (1 branch) | 4 of 10 | 7.6% | $65.5M | $862.9M |
| Fergus Falls, MN (1 branch) | 13 of 18 | 2.0% | $39.7M | $2.03B |
| Alexandria, MN (1 branch) | 11 of 15 | 2.1% | $36.2M | $1.75B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 304 Rosser Avenue Branch | Bismarck, ND | 58501 | $281.5M |
| 422 Main Branch | Williston, ND | 58801 | $260.4M |
| 204 Sims St Branch | Dickinson, ND | 58601 | $230.0M |
| Gate City Bank (main office) | Fargo, ND | 58102 | $214.7M |
| 3909 13th Ave So Branch | Fargo, ND | 58103 | $185.8M |
| 1017 S. Broadway Branch | Minot, ND | 58701 | $170.2M |
| 2710 State Street Branch | Bismarck, ND | 58503 | $169.2M |
| South Washington Grand Forks Branch | Grand Forks, ND | 58201 | $168.9M |
| 3100 25 St S Branch | Fargo, ND | 58103 | $137.8M |
| 2850 24th Ave. S. Branch | Grand Forks, ND | 58201 | $137.6M |
| Jamestown Branch | Jamestown, ND | 58401 | $134.2M |
| Dakota Square Branch | Minot, ND | 58702 | $131.2M |
| Www.Gatecitybank.Com Branch | Fargo, ND | 58102 | $129.1M |
| Golf Drive Branch | Bismarck, ND | 58503 | $116.8M |
| Moorhead Downtown Branch | Moorhead, MN | 56560 | $112.9M |
| West Fargo Branch | West Fargo, ND | 58078 | $100.3M |
| Mandan Branch | Mandan, ND | 58554 | $84.4M |
| 720 Main Branch | Carrington, ND | 58421 | $81.6M |
| 837 31st Ave E Branch | West Fargo, ND | 58078 | $68.4M |
| 2501 Broadway Branch | Fargo, ND | 58102 | $67.9M |
| 802 Dakota Ave Branch | Wahpeton, ND | 58075 | $65.5M |
| 601 Fourth Street Branch | Devils Lake, ND | 58301 | $62.6M |
| Demers Avenue Branch | Grand Forks, ND | 58201 | $61.9M |
| Moorhead Branch | Moorhead, MN | 56560 | $47.0M |
| Fargo Woodhaven Branch | Fargo, ND | 58104 | $40.8M |
| Fergus Falls Branch | Fergus Falls, MN | 56537 | $39.7M |
| Bismarck Sunrise Town Centre Branch | Bismarck, ND | 58503 | $38.4M |
| 1501 S. University Drive Branch | Fargo, ND | 58103 | $37.6M |
| Alexandria Branch | Alexandria, MN | 56308 | $36.2M |
| 201 Briggs Ave So Branch | Park River, ND | 58270 | $31.4M |
| 45th Street Fargo Branch | Fargo, ND | 58104 | $28.9M |
| 11 1st St SE Branch | Mayville, ND | 58257 | $22.9M |
| 111 South Main St Branch | Hettinger, ND | 58639 | $17.2M |
| 101 East Main St Branch | Mohall, ND | 58761 | $15.3M |
| 32nd South Branch | Fargo, ND | 58103 | $12.1M |
| Williston-Cash Wise Branch | Williston, ND | 58801 | $10.8M |
| 4101 13th Ave S Branch | Fargo, ND | 58103 | $9.3M |
| Waite Park Branch | Waite Park, MN | 56387 | $7.4M |
| Dickinson Cash Wise Branch | Dickinson, ND | 58601 | $7.3M |
| South Moorhead Hornbachers Branch | Moorhead, MN | 56560 | $7.2M |
| Bismarck Cash Wise Office Branch | Bismarck, ND | 58504 | $6.9M |
| Sauk Rapids Coborns Branch | Sauk Rapids, MN | 56379 | $6.2M |
| Hornbacher's West Fargo Office | West Fargo, ND | 58078 | $5.0M |
| Elk River - Coborn's Branch | Elk River, MN | 55330 | $4.7M |
| Saint Cloud Cash Wise Foods Branch | Saint Cloud, MN | 56304 | $3.7M |
| Moorhead Hornbacher's Branch | Moorhead, MN | 56560 | $2.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27774) · FFIEC NIC profile (RSSD 657271)