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Ward County, ND Bank Deposit Market Share

First Western Bank and Trust holds the largest share of deposits in Ward County, ND, 33.9%, followed by First International Bank and Trust (15.4%) and Gate City Bank (8.7%). 11 institutions hold $3.45B at 20 offices as of June 30, 2026, up 8.3% from 2025.

Institutions: 11 Offices: 20 Deposits: $3.45B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Old National Bank (1.36 points); Peoples State Bank of Velva (0.49 points); Cornerstone Bank (0.23 points).

Lost: First Western Bank and Trust (-0.78 points); First International Bank and Trust (-0.37 points); Gate City Bank (-0.27 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First Western Bank and Trust 3 $1.17B 33.93% -0.78 pts 5.9%
2 First International Bank and Trust 3 $532.5M 15.43% -0.37 pts 5.8%
3 Gate City Bank 2 $301.4M 8.73% -0.27 pts 5.1%
4 Old National Bank 2 $293.2M 8.50% +1.36 pts 29.0%
5 Bravera Bank 2 $253.3M 7.34% -0.14 pts 6.3%
6 Wells Fargo Bank, N.A. 1 $249.5M 7.23% -0.22 pts 5.1%
7 State Bank & Trust of Kenmare 3 $182.8M 5.30% +0.06 pts 9.6%
8 Peoples State Bank of Velva 1 $127.8M 3.70% +0.49 pts 24.8%
9 Cornerstone Bank 1 $123.1M 3.57% +0.23 pts 15.7%
10 U.S. Bank N.A. 1 $109.0M 3.16% -0.18 pts 2.6%
11 Dacotah Bank 1 $107.5M 3.11% -0.18 pts 2.3%

About this list

Deposits are those held at each institution's offices in Ward County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

North Dakota deposits by institution Minot, ND metro area North Dakota bank directory

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