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Cumberland Security Bank, Inc. Locations & Branches Somerset, Kentucky
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Cumberland Security Bank, Inc. operates 4 branches from its headquarters in Somerset, KY, .
Cumberland Security Bank, Inc. branch network
All 4 branches are in KENTUCKY, across 2 cities. Somerset, KY has the most of its branches, 3. Its largest office by deposits is its main office in Somerset, KY, with $208.5M (58.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Cumberland Security Bank, Inc. at a glance
Its CET1 capital ratio was 17.65% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $420.1M
- CET1 ratio, Q2 2026
- 17.65%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1909
Full financial profile · Is Cumberland Security Bank, Inc. safe? · Cumberland Security Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Somerset, KY (3 branches) | 2 of 12 | 17.8% | $309.1M |
| State: KY (4 branches) | 63 of 152 | 0.3% | $359.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Cumberland Security Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pulaski, KY (4 branches) | 2 of 12 | 19.0% | $359.4M | $1.89B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Somerset, KY (4 branches) | 2 of 12 | 19.0% | $359.4M | $1.89B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cumberland Security Bank, Inc. (main office) | Somerset, KY | 42501 | $208.5M |
| Somerset Branch | Somerset, KY | 42501 | $57.5M |
| Eubank Branch | Eubank, KY | 42567 | $50.3M |
| South Branch | Somerset, KY | 42501 | $43.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11358) · FFIEC NIC profile (RSSD 202514)