Bank call report · Melbourne, FL
Cypress Bank & Trust Call Report
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Cypress Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 252 reported line items, schedule by schedule (473 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2873598 |
| FDIC certificate number | 35506 |
| Total assets | $256.8M |
Official Q2 2026 call report PDF (FFIEC) →
Cypress Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Cypress Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $256.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $256.8M |
| Total Liabilities and Minority Interest | RCON2948 | $228.2M |
| Total Deposits | RCON2200 | $219.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $169.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $168.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $158.9M |
| Deposits: Noninterest-bearing | RCON6631 | $60.4M |
| Total Equity Capital | RCON3210 | $28.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $28.6M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $28.4M |
| Held-to-maturity Securities, Total | RCON1754 | $28.4M |
| Surplus | RCON3839 | $25.6M |
| Interest-bearing Balances | RCON0071 | $24.5M |
| Federal Funds Sold | RCONB987 | $19.8M |
| Other Assets | RCON2160 | $6.8M |
| Other Liabilities, Total | RCON2930 | $5.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.7M |
| Common Stock | RCON3230 | $4.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $3.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.8M |
| Undivided Profits and Capital Reserves | RCON3632 | -$1.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $500K |
| Accumulated Other Comprehensive Income | RCONB530 | -$174K |
| Intangible Assets | RCON2143 | $61K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Cypress Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $8.2M |
| Total Noninterest Income | RIAD4079 | $6.3M |
| Total Interest Income | RIAD4107 | $6.2M |
| Salaries and Employee Benefits | RIAD4135 | $5.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.1M |
| Net Interest Income | RIAD4074 | $4.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.7M |
| Other Noninterest Expense | RIAD4092 | $2.4M |
| Total Interest Expense | RIAD4073 | $2.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.4M |
| Net Income (Loss) | RIAD4340 | $1.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $886K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $614K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $498K |
| Applicable Income Taxes | RIAD4302 | $494K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $423K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $414K |
| Provision for Loan and Lease Losses | RIAD4230 | $200K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $200K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $191K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $163K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $146K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $129K |
| Other Noninterest Income | RIADB497 | $90K |
| Interest on Other Securities | RIAD4060 | $80K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $73K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $37K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $27K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $22K |
| Other Interest Income | RIAD4518 | $7K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$3K |
| Other Interest Expense | RIADGW44 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 55 |
Schedule RC-B: Securities (24 items)
About Schedule RC-B · Cypress Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $12.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $12.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $27.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $14.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $5.5M |
| Pledged Securities | RCON0416 | $5.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $4.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $4.1M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCONHT58 | $3.8M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCONPU98 | $3.8M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCONHT59 | $3.7M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCONPU99 | $3.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $3.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $3.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $3.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $3.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Held-to-maturity Fair Value | RCONK155 | $988K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $985K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS : Held-to-maturity Amortized Cost | RCONK154 | $982K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Cypress Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $169.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $59.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $52.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $47.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $36.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $26.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $24.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $22.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $19.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $18.1M |
| Commercial and Industrial Loans | RCON1766 | $14.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $11.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $11.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $11.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $10.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $6.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $4.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $2.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $845K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $705K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $78K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $18K |
| Other Loans | RCONJ464 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $24.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $732K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $144K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 53 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 34 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 20 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 4 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Cypress Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $140.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $134.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $133.7M |
| Total Transaction Accounts | RCON2215 | $79.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $76.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $71.3M |
| Total reciprocal deposits | RCONJH83 | $26.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $15.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $15.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.5M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $988K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $948K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $743K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $623K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $218K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $209K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $189K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $189K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.9M |
| Other Assets | RCON2168 | $1.9M |
| Accounts Receivable | RCONFT34 | $1.2M |
| Prepaid Expenses | RCON2166 | $611K |
| Accrued Interest Receivable | RCONB556 | $607K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $222K |
| Net Deferred Tax Assets | RCON2148 | $203K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.9M |
| All Other Liabilities | RCON2938 | $2.8M |
| Operating lease liabilities | RCONLB56 | $2.6M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $113K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $52K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Cypress Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $243.5M |
| Quarterly Average of Total Loans | RCON3360 | $165.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $125.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $116.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $29.0M |
| Mortgage-backed Securities | RCONB559 | $24.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $22.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $13.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $13.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $13.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $8.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.3M |
| All Other Securities | RCONB560 | $4.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.8M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Cypress Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $30.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $11.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $9.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $9.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $771K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $40K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Cypress Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $9.3M |
| All other intangible assets | RCONJF76 | $61K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 8 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Cypress Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $243.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $219.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $109.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $109.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $28.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $189K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,227 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 132 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Cypress Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $256.8M |
| Average total consolidated assets | RCOAKW03 | $243.5M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $243.3M |
| Unconditionally Cancellable Commitments | RCOAS540 | $51.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $30.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $28.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $28.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $28.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $28.6M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $10.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $10.7M |
| Retained Earnings | RCOAKW00 | -$1.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$174K |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$174K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $161K |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $100K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $61K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $40K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1176 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.042 |
Schedule RC-T: Fiduciary and Related Services (29 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.68B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $775.8M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $734.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $143.4M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $143.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $90.3M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $90.3M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $39.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $24.1M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $14.6M |
| Income from Fiduciary Activities | RIAD4070 | $6.2M |
| Personal Trust and Agency Accounts | RIADB904 | $3.2M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $2.0M |
| Other Retirement Accounts | RIADB907 | $569K |
| Other Fiduciary and Related Services Income | RIADB910 | $211K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $75K |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $35K |
| Custody and Safekeeping Accounts | RIADB909 | $20K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,191 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 494 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 442 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 245 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 245 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 109 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 107 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 43 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 30 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 10 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $28.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $27.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $27.1M |
| Other Comprehensive Income | RIADB511 | $25K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Cypress Bank & Trust changes in allowances for credit losses trends
Cypress Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cypress Bank & Trust call report?
The Cypress Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cypress Bank & Trust file?
Cypress Bank & Trust files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cypress Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cypress Bank & Trust has Federal Reserve RSSD ID 2873598 and FDIC certificate number 35506. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cypress Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cypress Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35506) · FFIEC NIC profile (RSSD 2873598)