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Cypress Bank & Trust Locations & Branches Melbourne, Florida
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Cypress Bank & Trust operates 5 branches from its headquarters in Melbourne, FL, .
Cypress Bank & Trust branch network
All 5 branches are in FLORIDA, across 5 cities. Its largest office by deposits is its main office in Melbourne, FL, with $106.9M (48.8% of its branch deposits). On June 30, 2025 it had 4 branches, 1 fewer than in 2026.
Cypress Bank & Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.76% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $256.8M
- Tier 1 leverage ratio, Q2 2026
- 11.76%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1996
Full financial profile · Is Cypress Bank & Trust safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Melbourne, FL (1 branch) | 9 of 13 | 2.8% | $106.9M |
| State: FL (5 branches) | 120 of 186 | <0.1% | $219.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
Cypress Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Brevard, FL (1 branch) | 13 of 17 | 0.9% | $106.9M | $11.47B |
| Palm Beach, FL (1 branch) | 35 of 56 | 0.1% | $78.9M | $66.25B |
| Orange, FL (1 branch) | 34 of 39 | <0.1% | $20.6M | $43.52B |
| Indian River, FL (1 branch) | 15 of 16 | 0.1% | $7.0M | $5.66B |
| Duval, FL (1 branch) | 27 of 28 | <0.1% | $5.9M | $109.31B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Palm Bay-Melbourne-Titusville, FL (1 branch) | 13 of 17 | 0.9% | $106.9M | $11.47B |
| Miami-Fort Lauderdale-Pompano Beach, FL (1 branch) | 67 of 86 | <0.1% | $78.9M | $347.86B |
| Orlando-Kissimmee-Sanford, FL (1 branch) | 39 of 48 | <0.1% | $20.6M | $68.65B |
| Sebastian-Vero Beach, FL (1 branch) | 15 of 16 | 0.1% | $7.0M | $5.66B |
| Jacksonville, FL (1 branch) | 35 of 36 | <0.1% | $5.9M | $120.78B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cypress Bank & Trust (main office) | Melbourne, FL | 32940 | $106.9M |
| Palm Beach Branch | Palm Beach, FL | 33480 | $78.9M |
| Maitland Branch | Maitland, FL | 32751 | $20.6M |
| Vero Beach Branch | Vero Beach, FL | 32963 | $7.0M |
| Jacksonville Branch | Jacksonville, FL | 32207 | $5.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35506) · FFIEC NIC profile (RSSD 2873598)