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Sebastian-Vero Beach, FL Metro Area Bank Deposit Market Share

PNC Bank, N.A. holds the largest share of deposits in the Sebastian-Vero Beach, FL metro area, 16.5%, followed by Wells Fargo Bank, N.A. (16.0%) and Bank of America, N.A. (13.2%). 16 institutions hold $5.66B at 38 offices as of June 30, 2026, down 4.7% from 2025.

Institutions: 16 Offices: 38 Deposits: $5.66B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First American Trust, FSB (2.27 points); PNC Bank, N.A. (1.30 points); Wells Fargo Bank, N.A. (0.90 points).

Lost: BankUnited, N.A. (-0.06 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 PNC Bank, N.A. 5 $933.0M 16.48% +1.30 pts 3.5%
2 Wells Fargo Bank, N.A. 5 $907.5M 16.03% +0.90 pts 1.0%
3 Bank of America, N.A. 4 $747.3M 13.20% -0.03 pts -4.9%
4 JPMorgan Chase Bank, N.A. 4 $554.3M 9.79% +0.76 pts 3.4%
5 Seacoast National Bank 4 $489.3M 8.64% +0.21 pts -2.3%
6 TD Bank, N.A. 3 $453.7M 8.02% +0.33 pts -0.6%
7 The Northern Trust Company 1 $410.2M 7.25% +0.85 pts 8.0%
8 Truist Bank 3 $316.2M 5.59% +0.32 pts 1.1%
9 SouthState Bank, N.A. 2 $296.0M 5.23% +0.41 pts 3.5%
10 First American Trust, FSB 1 $242.3M 4.28% +2.27 pts 102.9%
11 BankUnited, N.A. 1 $137.4M 2.43% -0.06 pts -7.1%
12 Valley National Bank 1 $116.8M 2.06% +0.35 pts 14.7%
13 Pinnacle Bank 1 $33.8M 0.60% +0.60 pts New
14 TrustCo Bank 1 $16.3M 0.29% +0.09 pts 38.5%
15 Cypress Bank & Trust 1 $7.0M 0.12% +0.07 pts 118.5%
16 Wilmington Trust, N.A. 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Sebastian-Vero Beach, FL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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