Dalhart Federal Savings & Loan Association, SSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 7.3% in Q2 2026 to -$1.8M, the biggest move on this page. Within Texas, Dalhart Federal Savings & Loan Association, SSB is 38th of 184 on CET1 ratio, 26.12% as of Q2 2026, above the middle of the field. Against a median of 15.07% for banks in the $100M-1B asset tier, Dalhart Federal Savings & Loan Association, SSB reported 26.12% on CET1 ratio in Q2 2026, 11.05 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 26.12% |
| Tier 1 risk-based capital ratio | 26.12% |
| Total risk-based capital ratio | 26.60% |
| Tier 1 leverage ratio | 11.42% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.3M |
| Tier 1 capital | $14.3M |
| Total risk-based capital | $14.6M |
| Total equity capital | $12.6M |
| Risk-weighted assets | $54.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.97% |
| Tangible equity to tangible assets | 9.97% |
| Equity capital to average assets | 10.02% |
| Internal capital growth rate | 3.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $8.8M |
| Retained earnings | $5.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.19% | 21.19% | 21.63% | 10.94% | $69.2M |
| Q4 2023 | 22.47% | 22.47% | 22.94% | 11.04% | $67.4M |
| Q1 2024 | 23.41% | 23.41% | 23.88% | 10.61% | $64.4M |
| Q2 2024 | 23.67% | 23.67% | 24.13% | 10.44% | $62.4M |
| Q3 2024 | 24.08% | 24.08% | 24.73% | 10.36% | $60.4M |
| Q4 2024 | 24.91% | 24.91% | 25.56% | 10.47% | $58.4M |
| Q1 2025 | 24.92% | 24.92% | 25.55% | 10.99% | $58.4M |
| Q2 2025 | 24.39% | 24.39% | 25.09% | 10.84% | $59.3M |
| Q3 2025 | 24.92% | 24.92% | 25.76% | 10.95% | $57.6M |
| Q4 2025 | 24.97% | 24.97% | 25.36% | 11.17% | $57.4M |
| Q1 2026 | 25.30% | 25.30% | 25.78% | 11.39% | $56.2M |
| Q2 2026 | 26.12% | 26.12% | 26.60% | 11.42% | $54.9M |
Dalhart Federal Savings & Loan Association, SSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Dalhart Federal Savings & Loan Association, SSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dalhart Federal Savings & Loan Association, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29208) · FFIEC NIC profile (RSSD 971070)