Dalhart Federal Savings & Loan Association, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.72 percentage points lower than in Q1 2026, at 96.93%. Within Texas, Dalhart Federal Savings & Loan Association, SSB is 113th of 346 on loan-to-deposit ratio, 82.62% as of Q2 2026, above the middle of the field. At 82.62%, Dalhart Federal Savings & Loan Association, SSB's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $40.8M |
| Fed funds sold and reverse repos | $23K |
| Fed funds sold and reverse repos to assets | 0.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $16.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 13.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.62% |
| Net loans and leases to deposits | 82.35% |
| Loans and leases to core deposits | 96.93% |
| Core deposits to total deposits | 85.24% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.22% | 81.81% | $0 | $27.2M |
| Q4 2023 | 102.52% | 82.90% | $0 | $34.1M |
| Q1 2024 | 95.67% | 83.77% | $0 | $37.0M |
| Q2 2024 | 94.32% | 83.61% | $0 | $34.8M |
| Q3 2024 | 87.67% | 83.95% | $0 | $32.2M |
| Q4 2024 | 87.25% | 83.87% | $0 | $28.6M |
| Q1 2025 | 88.54% | 86.03% | $0 | $27.4M |
| Q2 2025 | 88.92% | 86.12% | $0 | $26.3M |
| Q3 2025 | 85.99% | 85.59% | $0 | $20.2M |
| Q4 2025 | 84.58% | 85.79% | $0 | $19.1M |
| Q1 2026 | 85.01% | 85.31% | $0 | $17.9M |
| Q2 2026 | 82.62% | 85.24% | $0 | $16.8M |
Dalhart Federal Savings & Loan Association, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Dalhart Federal Savings & Loan Association, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dalhart Federal Savings & Loan Association, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29208) · FFIEC NIC profile (RSSD 971070)