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Dalhart Federal Savings & Loan Association, SSB: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Loans and leases to core deposits dropped 2.72 percentage points in Q2 2026, from 99.65% to 96.93%. It was the largest change from Q1 2026 among the key lines here. Dalhart Federal Savings & Loan Association, SSB ranks 305th of 346 Texas banks on total deposits, in the lower half at $95.5M (Q2 2026). Dalhart Federal Savings & Loan Association, SSB's total deposits of $95.5M is well below the $279.6M median for banks in the $100M-1B asset tier, a gap of 66% (Q2 2026).

Deposit totals

Deposit totals for Dalhart Federal Savings & Loan Association, SSB, Q2 2026
Line item Q2 2026
Total deposits $95.5M
Domestic office deposits $95.5M
Foreign office deposits —
Deposits to total assets 75.61%
Deposits to total liabilities 83.98%

Deposit composition

Deposit composition for Dalhart Federal Savings & Loan Association, SSB, Q2 2026
Line item Q2 2026
Demand deposits $17.3M
Savings deposits $15.1M
Transaction accounts to domestic deposits 31.43%
Time deposits $47K
Time deposits under $100k $6.9M
Time deposits $100k to $250k $23.5M
Time deposits over $250k $14.1M
Noninterest-bearing share of deposits 18.11%

Stability of funding

Stability of funding for Dalhart Federal Savings & Loan Association, SSB, Q2 2026
Line item Q2 2026
Core deposits $81.4M
Core deposits to total deposits 85.24%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Dalhart Federal Savings & Loan Association, SSB, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.63%
Interest expense on deposits $516K
Loans and leases to core deposits 96.93%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Dalhart Federal Savings & Loan Association, SSB, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $96.1M 81.81% 0.00% 2.59%
Q4 2023 $91.3M 82.90% 0.00% 2.82%
Q1 2024 $91.8M 83.77% 0.00% 2.97%
Q2 2024 $90.8M 83.61% 0.00% 3.14%
Q3 2024 $95.2M 83.95% 0.00% 3.25%
Q4 2024 $93.0M 83.87% 0.00% 3.19%
Q1 2025 $91.8M 86.03% 0.00% 2.89%
Q2 2025 $94.8M 86.12% 0.00% 2.97%
Q3 2025 $94.8M 85.59% 0.00% 3.01%
Q4 2025 $95.8M 85.79% 0.00% 2.84%
Q1 2026 $93.8M 85.31% 0.00% 2.63%
Q2 2026 $95.5M 85.24% 0.00% 2.63%

Dalhart Federal Savings & Loan Association, SSB deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dalhart Federal Savings & Loan Association, SSB profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 29208) · FFIEC NIC profile (RSSD 971070)