Dallas Capital Bank, National Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 32.7% in Q2 2026, from $65.1M to $43.8M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Dallas Capital Bank, National Association ranks 18th highest among the 346 banks headquartered in Texas, at 99.64% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Dallas Capital Bank, National Association sits 11.44 points higher, at 99.64% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $43.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $220.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $45.4M |
| Other borrowed money | $75.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.22% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.64% |
| Net loans and leases to deposits | 98.96% |
| Loans and leases to core deposits | 114.10% |
| Core deposits to total deposits | 87.32% |
| Brokered deposits to total deposits | 2.29% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.16% | 73.06% | $48.4M | $30.0M |
| Q4 2023 | 90.55% | 76.31% | $17.5M | $85.0M |
| Q1 2024 | 107.50% | 74.00% | $22.7M | $150.0M |
| Q2 2024 | 99.23% | 73.60% | $30.5M | $85.0M |
| Q3 2024 | 92.78% | 73.16% | $37.5M | $25.1M |
| Q4 2024 | 89.76% | 78.38% | $25.8M | $107K |
| Q1 2025 | 90.04% | 74.56% | $29.8M | $25.1M |
| Q2 2025 | 92.43% | 76.11% | $34.2M | $15.1M |
| Q3 2025 | 82.43% | 83.22% | $41.6M | $90K |
| Q4 2025 | 90.06% | 86.52% | $30.4M | $84K |
| Q1 2026 | 98.34% | 87.07% | $35.8M | $105.1M |
| Q2 2026 | 99.64% | 87.32% | $45.4M | $75.1M |
Dallas Capital Bank, National Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Dallas Capital Bank, National Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dallas Capital Bank, National Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20727) · FFIEC NIC profile (RSSD 384652)