Dallas Capital Bank, National Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Brokered deposits to total deposits climbed 1.74 percentage points in Q2 2026, from 0.55% to 2.29%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Dallas Capital Bank, National Association is 262nd of 345 on return on assets, 1.02% as of Q2 2026. Dallas Capital Bank, National Association reported 1.02% on return on assets for Q2 2026, 0.25 points below the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.35% |
| Equity capital to assets | 11.79% |
| Tangible equity to tangible assets | 11.10% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.69% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.02% |
| Return on equity | 8.53% |
| Net interest margin | 3.29% |
| Efficiency ratio | 62.64% |
| Yield on earning assets | 5.43% |
| Cost of funds | 2.30% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.64% |
| Core deposits to total deposits | 87.32% |
| Brokered deposits to total deposits | 2.29% |
| Deposits to assets | 77.83% |
| Securities to assets | 14.67% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.26% | 0.64% | 2.65% | 0.12% | -0.03% |
| Q4 2023 | 11.08% | 0.61% | 2.56% | 0.12% | -0.03% |
| Q1 2024 | 11.57% | 0.41% | 2.59% | 0.00% | -0.01% |
| Q2 2024 | 10.71% | 0.51% | 2.45% | 0.00% | 0.00% |
| Q3 2024 | 10.58% | 0.59% | 2.50% | 0.00% | 0.00% |
| Q4 2024 | 10.21% | 0.46% | 2.72% | 0.00% | -0.09% |
| Q1 2025 | 10.69% | 0.67% | 2.80% | 0.00% | -0.07% |
| Q2 2025 | 10.38% | 0.81% | 2.81% | 0.00% | 0.00% |
| Q3 2025 | 10.29% | 0.84% | 2.87% | 0.00% | 0.01% |
| Q4 2025 | 11.00% | 1.10% | 3.11% | 0.00% | -0.01% |
| Q1 2026 | 11.51% | 0.80% | 3.14% | 0.38% | -0.01% |
| Q2 2026 | 11.35% | 1.02% | 3.29% | 0.00% | 0.00% |
Dallas Capital Bank, National Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dallas Capital Bank, National Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dallas Capital Bank, National Association profile, peer group comparison, or how this data updates.
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