Dallas Capital Bank, National Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dallas Capital Bank, National Association of Dallas, TX against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.34% | -0.32% | 29th below |
| ROAE | 8.53% | 12.34% | -3.81% | 21st bottom |
| Net Interest Margin | 3.29% | 3.83% | -0.54% | 25th below |
| Efficiency Ratio | 62.64% | 58.97% | +3.67% | 36th below |
| PPNR / Avg Assets | 1.27% | — | — | 24th bottom |
| Yield on Earning Assets | 5.43% | 5.71% | -0.28% | 43rd below |
| Cost of Funds | 2.30% | 2.02% | +0.28% | 29th below |
| Net Interest Spread | 2.46% | — | — | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.87% | -0.87% | 99th top |
| NPA / Total Assets | 0.00% | — | — | 98th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 0.69% | — | — | 9th bottom |
| Texas Ratio | 0.00% | 5.48% | -5.48% | 98th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.35% | 11.11% | +0.24% | 67th above |
| Equity / Assets | 11.79% | 11.02% | +0.77% | 73rd above |
| TCE / Tangible Assets | 11.10% | — | — | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.64% | 86.99% | +12.65% | 18th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.32% | 85.57% | +1.75% | 43rd below |
| Uninsured Deposit Ratio | 55.72% | 33.19% | +22.53% | 6th bottom |
| Wholesale Funding Ratio | 9.98% | — | — | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.58% | — | — | 24th bottom |
| Loan Growth (Y/Y) | 1.40% | — | — | 24th bottom |
| Deposit Growth (Y/Y) | -5.94% | — | — | 3rd bottom |
See Dallas Capital Bank, National Association's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dallas Capital Bank, National Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dallas Capital Bank, National Association profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Dallas Capital Bank, National Association peer analysis.