Del Norte Bank, a Savings and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income rose 6.2% from Q1 2026 to Q2 2026, ending at -$1.2M against -$1.3M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.69% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $16.6M |
| Tier 1 capital | $16.6M |
| Total risk-based capital | — |
| Total equity capital | $15.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.88% |
| Tangible equity to tangible assets | 9.88% |
| Equity capital to average assets | 9.90% |
| Internal capital growth rate | 12.43% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $2.2M |
| Retained earnings | $14.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.49% | 7.23% | 7.23% |
| Q4 2023 | 9.58% | 8.35% | 8.35% |
| Q1 2024 | 9.64% | 8.22% | 8.22% |
| Q2 2024 | 9.75% | 8.49% | 8.49% |
| Q3 2024 | 10.30% | 9.02% | 9.02% |
| Q4 2024 | 9.96% | 9.00% | 9.00% |
| Q1 2025 | 10.40% | 9.34% | 9.34% |
| Q2 2025 | 10.47% | 9.20% | 9.20% |
| Q3 2025 | 10.31% | 9.48% | 9.48% |
| Q4 2025 | 10.17% | 9.62% | 9.62% |
| Q1 2026 | 10.48% | 9.72% | 9.72% |
| Q2 2026 | 10.69% | 9.88% | 9.88% |
Del Norte Bank, a Savings and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Del Norte Bank, a Savings and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Del Norte Bank, a Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29066) · FFIEC NIC profile (RSSD 705378)