Del Norte Bank, a Savings and Loan Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.57 percentage points lower than in Q1 2026, at 99.21%. Del Norte Bank, a Savings and Loan Association ranks 25th of 63 Colorado banks on return on assets, in the upper half at 1.32% (Q2 2026). Del Norte Bank, a Savings and Loan Association reported 1.32% on return on assets for Q2 2026, 0.07 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.69% |
| Equity capital to assets | 9.88% |
| Tangible equity to tangible assets | 9.88% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.31% |
| Allowance for credit losses to loans | 1.10% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.32% |
| Return on equity | 13.54% |
| Net interest margin | 4.80% |
| Efficiency ratio | 66.34% |
| Yield on earning assets | 6.71% |
| Cost of funds | 2.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.21% |
| Core deposits to total deposits | 79.71% |
| Brokered deposits to total deposits | 7.06% |
| Deposits to assets | 81.89% |
| Securities to assets | 6.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.49% | 0.82% | 4.16% | 0.59% | 0.00% |
| Q4 2023 | 9.58% | 0.75% | 4.23% | 0.58% | 0.00% |
| Q1 2024 | 9.64% | 0.66% | 4.20% | 0.68% | 0.00% |
| Q2 2024 | 9.75% | 0.96% | 4.32% | 1.00% | 0.00% |
| Q3 2024 | 10.30% | 0.79% | 4.31% | 0.95% | 0.00% |
| Q4 2024 | 9.96% | 1.27% | 4.52% | 1.02% | 0.10% |
| Q1 2025 | 10.40% | 0.99% | 4.53% | 0.88% | 0.00% |
| Q2 2025 | 10.47% | 1.04% | 4.70% | 0.91% | 0.00% |
| Q3 2025 | 10.31% | 0.97% | 4.51% | 1.05% | 0.00% |
| Q4 2025 | 10.17% | 0.91% | 4.98% | 0.95% | 0.00% |
| Q1 2026 | 10.48% | 1.11% | 4.60% | 0.78% | 0.00% |
| Q2 2026 | 10.69% | 1.32% | 4.80% | 0.00% | 0.00% |
Del Norte Bank, a Savings and Loan Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Del Norte Bank, a Savings and Loan Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Del Norte Bank, a Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29066) · FFIEC NIC profile (RSSD 705378)