Del Norte Bank, a Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Del Norte Bank, a Savings and Loan Association of Del Norte, CO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.34% | -0.02% | 54th above |
| ROAE | 13.54% | 13.32% | +0.22% | 57th above |
| Net Interest Margin | 4.80% | 3.93% | +0.87% | 88th top |
| Efficiency Ratio | 66.34% | 61.13% | +5.21% | 36th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.67% | 1.68% | -0.01% | 55th above |
| Yield on Earning Assets | 6.71% | 5.67% | +1.04% | 91st top |
| Cost of Funds | 2.10% | 1.88% | +0.22% | 31st below |
| Net Interest Spread | 4.27% | 3.32% | +0.95% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.10% | 1.28% | -0.18% | 39th below |
| Texas Ratio | 0.31% | 7.34% | -7.03% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.69% | 12.14% | -1.45% | 45th below |
| Equity / Assets | 9.88% | 11.37% | -1.49% | 43rd below |
| TCE / Tangible Assets | 9.88% | 11.08% | -1.20% | 47th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.21% | 80.66% | +18.55% | 12th bottom |
| Core Deposit Ratio | 79.71% | 86.85% | -7.14% | 15th bottom |
| Wholesale Funding Ratio | 6.98% | 5.03% | +1.95% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.99% | 6.84% | -1.85% | 55th above |
| Loan Growth (Y/Y) | 4.89% | 7.92% | -3.03% | 47th below |
| Deposit Growth (Y/Y) | 3.35% | 6.29% | -2.94% | 45th below |
See Del Norte Bank, a Savings and Loan Association's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Del Norte Bank, a Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Del Norte Bank, a Savings and Loan Association profile, how to read a UBPR, or how this data updates.