Devon Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to total assets rose 0.26 percentage points in Q2 2026 to 6.00%, the biggest move on this page. Devon Bank has the 6th lowest CET1 ratio of the 198 banks headquartered in Illinois, at 9.96% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Devon Bank sits 5.12 points lower, at 9.96% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 9.96% |
| Tier 1 risk-based capital ratio | 9.96% |
| Total risk-based capital ratio | 10.65% |
| Tier 1 leverage ratio | 6.27% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $27.1M |
| Tier 1 capital | $27.1M |
| Total risk-based capital | $29.0M |
| Total equity capital | $25.1M |
| Risk-weighted assets | $272.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.00% |
| Tangible equity to tangible assets | 6.00% |
| Equity capital to average assets | 5.81% |
| Internal capital growth rate | -0.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $12.8M |
| Retained earnings | $12.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 8.63% | 8.63% | 9.62% | 5.79% | $371.6M |
| Q4 2023 | 9.38% | 9.38% | 10.41% | 5.86% | $340.5M |
| Q1 2024 | 8.85% | 8.85% | 9.84% | 5.82% | $349.9M |
| Q2 2024 | 9.18% | 9.18% | 10.15% | 5.85% | $332.1M |
| Q3 2024 | 9.21% | 9.21% | 10.19% | 5.84% | $327.3M |
| Q4 2024 | 8.93% | 8.93% | 9.78% | 5.57% | $318.4M |
| Q1 2025 | 9.19% | 9.19% | 9.99% | 5.62% | $303.2M |
| Q2 2025 | 9.34% | 9.34% | 10.18% | 5.72% | $294.1M |
| Q3 2025 | 9.69% | 9.69% | 10.53% | 5.73% | $283.3M |
| Q4 2025 | 9.88% | 9.88% | 10.72% | 6.04% | $281.2M |
| Q1 2026 | 9.88% | 9.88% | 10.63% | 6.12% | $277.4M |
| Q2 2026 | 9.96% | 9.96% | 10.65% | 6.27% | $272.4M |
Devon Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Devon Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Devon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16249) · FFIEC NIC profile (RSSD 347639)