Devon Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.15 percentage points to 3.03%. Within Illinois, Devon Bank is 280th of 323 on net interest margin, 3.03% as of Q2 2026. Devon Bank reported 3.03% on net interest margin for Q2 2026, 0.91 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.89% |
| Yield on loans | 6.08% |
| Yield on securities | 3.60% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.88% |
| Cost of interest-bearing deposits | 1.93% |
| Cost of interest-bearing liabilities | 2.61% |
| Cost of borrowings | 3.45% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.03% |
| Yield to cost spread | 2.28% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.0M |
| Total interest expense | $1.9M |
| Interest expense on deposits | $764K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.68% | 2.58% | 2.13% | 6.10% | 3.45% |
| Q4 2023 | 5.24% | 2.68% | 2.58% | 6.35% | 3.62% |
| Q1 2024 | 4.75% | 2.53% | 2.21% | 5.97% | 3.45% |
| Q2 2024 | 4.82% | 2.55% | 2.24% | 6.05% | 3.59% |
| Q3 2024 | 4.94% | 2.53% | 2.37% | 6.25% | 3.62% |
| Q4 2024 | 4.74% | 2.44% | 2.35% | 5.97% | 3.52% |
| Q1 2025 | 4.77% | 2.22% | 2.58% | 6.11% | 3.50% |
| Q2 2025 | 4.66% | 2.09% | 2.60% | 5.92% | 3.39% |
| Q3 2025 | 4.83% | 2.07% | 2.76% | 6.06% | 3.52% |
| Q4 2025 | 4.69% | 1.92% | 2.78% | 5.83% | 3.55% |
| Q1 2026 | 4.69% | 1.81% | 2.88% | 5.95% | 3.35% |
| Q2 2026 | 4.89% | 1.88% | 3.03% | 6.08% | 3.60% |
Devon Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Devon Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Devon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16249) · FFIEC NIC profile (RSSD 347639)