Devon Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 5.91 percentage points lower than in Q1 2026, at 40.11%. On return on assets, Devon Bank is 17th from the bottom among 323 Illinois banks, -0.00% (Q2 2026). Devon Bank's return on assets of -0.00% is well below the 1.26% median for banks in the $100M-1B asset tier, a gap of 1.26 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 9.96% |
| Tier 1 risk-based capital ratio | 9.96% |
| Total risk-based capital ratio | 10.65% |
| Tier 1 leverage ratio | 6.27% |
| Equity capital to assets | 6.00% |
| Tangible equity to tangible assets | 6.00% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.16% |
| Non-performing assets ratio | 1.01% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 1.95% |
| Allowance for credit losses to loans | 0.86% |
| Reserve coverage of non-performing loans | 40.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.00% |
| Return on equity | -0.03% |
| Net interest margin | 3.03% |
| Efficiency ratio | 104.46% |
| Yield on earning assets | 4.89% |
| Cost of funds | 1.88% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.40% |
| Core deposits to total deposits | 96.29% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 62.73% |
| Securities to assets | 43.64% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 8.63% | 8.63% | 9.62% | 5.79% | 0.01% |
| Q4 2023 | 9.38% | 9.38% | 10.41% | 5.86% | -0.44% |
| Q1 2024 | 8.85% | 8.85% | 9.84% | 5.82% | -0.27% |
| Q2 2024 | 9.18% | 9.18% | 10.15% | 5.85% | -0.30% |
| Q3 2024 | 9.21% | 9.21% | 10.19% | 5.84% | -0.20% |
| Q4 2024 | 8.93% | 8.93% | 9.78% | 5.57% | -2.82% |
| Q1 2025 | 9.19% | 9.19% | 9.99% | 5.62% | -0.47% |
| Q2 2025 | 9.34% | 9.34% | 10.18% | 5.72% | -0.32% |
| Q3 2025 | 9.69% | 9.69% | 10.53% | 5.73% | -0.02% |
| Q4 2025 | 9.88% | 9.88% | 10.72% | 6.04% | 0.27% |
| Q1 2026 | 9.88% | 9.88% | 10.63% | 6.12% | -0.33% |
| Q2 2026 | 9.96% | 9.96% | 10.65% | 6.27% | 0.00% |
Devon Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Devon Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Devon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16249) · FFIEC NIC profile (RSSD 347639)