Dewey Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dewey Bank of Dewey, IL against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 0.85% | +0.76% | 72nd above |
| ROAE | 12.67% | 5.23% | +7.44% | 69th above |
| Net Interest Margin | 5.14% | 3.94% | +1.20% | 89th top |
| Efficiency Ratio | 66.29% | 76.13% | -9.84% | 57th above |
| PPNR / Avg Assets | 1.61% | — | — | 65th above |
| Yield on Earning Assets | 6.24% | 5.42% | +0.82% | 82nd top |
| Cost of Funds | 1.20% | 1.69% | -0.49% | 68th above |
| Net Interest Spread | 4.64% | — | — | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 1.23% | -1.17% | 67th above |
| NPA / Total Assets | 0.05% | — | — | 60th above |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.47% | — | — | 3rd bottom |
| ACL / NPLs (Coverage) | 735.71% | — | — | 85th top |
| Texas Ratio | 0.44% | 7.23% | -6.79% | 59th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.69% | 25.12% | -11.43% | 12th bottom |
| Tier 1 Ratio | 13.69% | 25.12% | -11.43% | 12th bottom |
| Total Capital Ratio | 14.14% | — | — | 10th bottom |
| Leverage Ratio | 10.58% | 14.13% | -3.55% | 23rd bottom |
| Equity / Assets | 13.09% | 13.07% | +0.02% | 55th above |
| TCE / Tangible Assets | 10.56% | — | — | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.60% | 68.58% | +18.02% | 22nd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.57% | 88.79% | +1.78% | 45th below |
| Wholesale Funding Ratio | 3.30% | — | — | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.03% | — | — | 42nd below |
| Loan Growth (Y/Y) | 2.37% | — | — | 49th below |
| Deposit Growth (Y/Y) | -3.07% | — | — | 18th bottom |
See Dewey Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dewey Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dewey Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Dewey Bank peer analysis.