Dewey Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Deposits to assets: 3.63 percentage points lower than in Q1 2026, at 83.36%. Within Illinois, Dewey Bank is 74th of 323 on return on assets, 1.61% as of Q2 2026. Against a median of 1.00% for banks in the < $100M asset tier, Dewey Bank reported 1.61% on return on assets in Q2 2026, 0.61 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.69% |
| Tier 1 risk-based capital ratio | 13.69% |
| Total risk-based capital ratio | 14.14% |
| Tier 1 leverage ratio | 10.58% |
| Equity capital to assets | 13.09% |
| Tangible equity to tangible assets | 10.56% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.06% |
| Non-performing assets ratio | 0.05% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.44% |
| Allowance for credit losses to loans | 0.47% |
| Reserve coverage of non-performing loans | 735.71% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.61% |
| Return on equity | 12.67% |
| Net interest margin | 5.14% |
| Efficiency ratio | 66.29% |
| Yield on earning assets | 6.24% |
| Cost of funds | 1.20% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.60% |
| Core deposits to total deposits | 90.57% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.36% |
| Securities to assets | 15.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.74% | 11.74% | 12.22% | 8.96% | 0.78% |
| Q4 2023 | 10.78% | 10.78% | 11.24% | 8.85% | -0.42% |
| Q1 2024 | 11.76% | 11.76% | 12.26% | 8.74% | 0.85% |
| Q2 2024 | 11.68% | 11.68% | 12.15% | 9.40% | 1.06% |
| Q3 2024 | 11.47% | 11.47% | 11.91% | 9.19% | 1.13% |
| Q4 2024 | 11.54% | 11.54% | 11.97% | 9.22% | 0.79% |
| Q1 2025 | 11.86% | 11.86% | 12.31% | 9.40% | 1.13% |
| Q2 2025 | 12.07% | 12.07% | 12.52% | 9.39% | 1.31% |
| Q3 2025 | 12.38% | 12.38% | 12.82% | 9.72% | 1.60% |
| Q4 2025 | 12.63% | 12.63% | 13.06% | 9.46% | 0.89% |
| Q1 2026 | 13.05% | 13.05% | 13.49% | 9.94% | 1.56% |
| Q2 2026 | 13.69% | 13.69% | 14.14% | 10.58% | 1.61% |
Dewey Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dewey Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dewey Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10803) · FFIEC NIC profile (RSSD 846132)