Eagle Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 200.1% in Q2 2026, from $6.6M to $19.9M. It was the largest change from Q1 2026 among the key lines here. Eagle Bank ranks 27th of 35 Montana banks on loan-to-deposit ratio, in the lower half at 62.46% (Q2 2026). Eagle Bank reported 62.46% on loan-to-deposit ratio for Q2 2026, 18.09 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $78.3M |
| Fed funds sold and reverse repos | $875K |
| Fed funds sold and reverse repos to assets | 0.49% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.46% |
| Net loans and leases to deposits | 60.68% |
| Loans and leases to core deposits | 64.52% |
| Core deposits to total deposits | 59.59% |
| Brokered deposits to total deposits | 37.21% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.11% | 66.14% | $0 | $0 |
| Q4 2023 | 67.54% | 69.32% | $0 | $0 |
| Q1 2024 | 67.87% | 57.40% | $0 | $0 |
| Q2 2024 | 68.69% | 57.25% | $474K | $0 |
| Q3 2024 | 67.38% | 61.02% | $0 | $0 |
| Q4 2024 | 66.45% | 70.08% | $0 | $0 |
| Q1 2025 | 59.92% | 56.13% | $0 | $0 |
| Q2 2025 | 56.77% | 53.05% | $0 | $0 |
| Q3 2025 | 57.97% | 52.76% | $0 | $0 |
| Q4 2025 | 51.72% | 52.79% | $0 | $0 |
| Q1 2026 | 57.12% | 41.53% | $0 | $0 |
| Q2 2026 | 62.46% | 59.59% | $0 | $0 |
Eagle Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58282) · FFIEC NIC profile (RSSD 3346633)