Branch Network
Eastern Michigan Bank Locations & Branches Croswell, Michigan
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Eastern Michigan Bank operates 12 branches from its headquarters in Croswell, MI, .
Eastern Michigan Bank branch network
All 12 branches are in MICHIGAN, across 10 cities. Port Huron, MI has the most of its branches, 2. Its largest office by deposits is the Port Huron Branch office in Port Huron, MI, with $78.3M (17.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Eastern Michigan Bank at a glance
Its CET1 capital ratio was 19.57% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $553.6M
- CET1 ratio, Q2 2026
- 19.57%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1895
Full financial profile · Is Eastern Michigan Bank safe? · Eastern Michigan Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Croswell, MI (2 branches) | 1 of 1 | 100.0% | $76.5M |
| State: MI (12 branches) | 45 of 95 | 0.1% | $453.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Eastern Michigan Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sanilac, MI (5 branches) | 2 of 6 | 22.9% | $211.8M | $925.9M |
| St. Clair, MI (6 branches) | 5 of 7 | 7.5% | $211.2M | $2.80B |
| Huron, MI (1 branch) | 7 of 7 | 2.8% | $30.6M | $1.09B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (6 branches) | 22 of 37 | 0.1% | $211.2M | $178.42B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Port Huron Branch | Port Huron, MI | 48060 | $78.3M |
| Croswell Branch | Croswell, MI | 48422 | $76.5M |
| Lexington Branch | Lexington, MI | 48450 | $50.4M |
| Marysville Branch | Marysville, MI | 48040 | $49.0M |
| Fort Gratiot Branch | Fort Gratiot, MI | 48059 | $45.1M |
| Sandusky Area Branch | Sandusky, MI | 48471 | $45.1M |
| Deckerville Branch | Deckerville, MI | 48427 | $39.8M |
| Lakeport Branch | Lakeport, MI | 48059 | $33.9M |
| Ruth Branch | Ruth, MI | 48470 | $30.6M |
| Marine City Office Branch | Marine City, MI | 48039 | $4.4M |
| Military Street Office Branch | Port Huron, MI | 48060 | $532K |
| Eastern Michigan Bank (main office) | Croswell, MI | 48422 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 982) · FFIEC NIC profile (RSSD 643340)