Edmonton State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Tangible equity to tangible assets, which rose 0.30 percentage points to 11.16%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.47% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $128.3M |
| Tier 1 capital | $128.3M |
| Total risk-based capital | — |
| Total equity capital | $138.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.04% |
| Tangible equity to tangible assets | 11.16% |
| Equity capital to average assets | 12.28% |
| Internal capital growth rate | 6.22% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $449K |
| Common stock surplus | $77.4M |
| Retained earnings | $61.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$963K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.53% | 13.00% | 13.00% |
| Q4 2023 | 10.36% | 12.22% | 10.65% |
| Q1 2024 | 11.16% | 12.02% | 10.58% |
| Q2 2024 | 10.90% | 11.86% | 10.49% |
| Q3 2024 | 10.91% | 11.93% | 10.64% |
| Q4 2024 | 10.78% | 12.67% | 11.34% |
| Q1 2025 | 11.32% | 11.93% | 10.77% |
| Q2 2025 | 11.06% | 11.80% | 10.70% |
| Q3 2025 | 11.21% | 11.92% | 10.89% |
| Q4 2025 | 10.91% | 11.63% | 10.65% |
| Q1 2026 | 11.38% | 11.77% | 10.86% |
| Q2 2026 | 11.47% | 12.04% | 11.16% |
Edmonton State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Edmonton State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Edmonton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9678) · FFIEC NIC profile (RSSD 845247)