Edmonton State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Edmonton State Bank of Glasgow, KY against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.43% | 1.34% | +1.09% | 95th top |
| ROAE | 19.90% | 12.40% | +7.50% | 88th top |
| Net Interest Margin | 4.93% | 3.83% | +1.10% | 94th top |
| Efficiency Ratio | 46.27% | 57.84% | -11.57% | 83rd top |
| PPNR / Avg Assets | 2.76% | — | — | 92nd top |
| Yield on Earning Assets | 6.40% | 5.71% | +0.69% | 87th top |
| Cost of Funds | 1.57% | 2.02% | -0.45% | 76th top |
| Net Interest Spread | 4.19% | — | — | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 1.00% | -0.91% | 90th top |
| NPA / Total Assets | 0.07% | — | — | 90th top |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 60th above |
| ACL / Total Loans | 1.12% | — | — | 45th below |
| ACL / NPLs (Coverage) | 1301.76% | — | — | — |
| Texas Ratio | 2.30% | 7.40% | -5.10% | 73rd above |
| Provision / NCO | 1951.22% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.47% | 11.11% | +0.36% | 69th above |
| Equity / Assets | 12.04% | 11.02% | +1.02% | 76th top |
| TCE / Tangible Assets | 11.16% | — | — | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.79% | 86.99% | +5.80% | 36th below |
| Core Deposit Ratio | 94.85% | 85.57% | +9.28% | 85th top |
| Uninsured Deposit Ratio | 15.62% | 33.19% | -17.57% | 91st top |
| Wholesale Funding Ratio | 0.70% | — | — | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.22% | — | — | 42nd below |
| Loan Growth (Y/Y) | 10.36% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 3.86% | — | — | 42nd below |
See Edmonton State Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Edmonton State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Edmonton State Bank profile, how to read a UBPR, or how this data updates.