Enterprise Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 8.38 percentage points in Q2 2026, from 108.96% to 117.34%. It was the largest change from Q1 2026 among the key lines here. Among 138 Nebraska banks, Enterprise Bank sits 9th from the top on loan-to-deposit ratio, 104.45% as of Q2 2026. Enterprise Bank reported 104.45% on loan-to-deposit ratio for Q2 2026, 23.90 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $67.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $83.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $6.3M |
| Other borrowed money | $36.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.45% |
| Net loans and leases to deposits | 103.27% |
| Loans and leases to core deposits | 117.34% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 0.87% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 112.29% | 79.46% | $8.3M | $40.0M |
| Q4 2023 | 109.51% | 79.06% | $5.9M | $40.0M |
| Q1 2024 | 105.48% | 78.73% | $4.2M | $40.0M |
| Q2 2024 | 108.62% | 80.14% | $4.8M | $40.0M |
| Q3 2024 | 106.51% | 81.21% | $5.1M | $45.0M |
| Q4 2024 | 106.90% | 82.74% | $3.7M | $45.0M |
| Q1 2025 | 105.96% | 83.31% | $2.8M | $50.0M |
| Q2 2025 | 109.49% | 83.80% | $3.0M | $50.0M |
| Q3 2025 | 107.67% | 83.77% | $5.5M | $48.0M |
| Q4 2025 | 100.70% | 86.53% | $4.4M | $48.0M |
| Q1 2026 | 98.00% | 87.26% | $5.0M | $33.0M |
| Q2 2026 | 104.45% | 88.14% | $6.3M | $36.0M |
Enterprise Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Enterprise Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Enterprise Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33380) · FFIEC NIC profile (RSSD 1836701)