Enterprise Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Enterprise Bank of Omaha, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.99% | 1.25% | -0.26% | 32nd below |
| ROAE | 9.06% | 12.22% | -3.16% | 30th below |
| Net Interest Margin | 3.12% | 3.95% | -0.83% | 13th bottom |
| Efficiency Ratio | 58.02% | 63.71% | -5.69% | 59th above |
| PPNR / Avg Assets | 1.36% | — | — | 36th below |
| Yield on Earning Assets | 5.77% | 5.67% | +0.10% | 57th above |
| Cost of Funds | 2.99% | 1.87% | +1.12% | 6th bottom |
| Net Interest Spread | 2.41% | — | — | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.13% | — | — | 42nd below |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.78% | 17.18% | -4.40% | 25th below |
| Tier 1 Ratio | 12.78% | 17.21% | -4.43% | 24th bottom |
| Total Capital Ratio | 13.90% | — | — | 25th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.15% | 11.75% | -0.60% | 53rd above |
| Equity / Assets | 11.19% | 10.98% | +0.21% | 62nd above |
| TCE / Tangible Assets | 11.19% | — | — | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.45% | 80.44% | +24.01% | 7th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.14% | 86.95% | +1.19% | 45th below |
| Wholesale Funding Ratio | 7.37% | — | — | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.35% | — | — | 71st above |
| Loan Growth (Y/Y) | 3.37% | — | — | 38th below |
| Deposit Growth (Y/Y) | 8.36% | — | — | 77th top |
See Enterprise Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Enterprise Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Enterprise Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Enterprise Bank peer analysis.