Enterprise Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 6.45 percentage points higher than in Q1 2026, at 104.45%. Enterprise Bank ranks 108th of 138 Nebraska banks on return on assets, in the lower half at 0.99% (Q2 2026). Enterprise Bank reported 0.99% on return on assets for Q2 2026, 0.27 points below the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.78% |
| Tier 1 risk-based capital ratio | 12.78% |
| Total risk-based capital ratio | 13.90% |
| Tier 1 leverage ratio | 11.15% |
| Equity capital to assets | 11.19% |
| Tangible equity to tangible assets | 11.19% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.99% |
| Return on equity | 9.06% |
| Net interest margin | 3.12% |
| Efficiency ratio | 58.02% |
| Yield on earning assets | 5.77% |
| Cost of funds | 2.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.45% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 0.87% |
| Deposits to assets | 79.79% |
| Securities to assets | 2.86% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.03% | 12.03% | 13.11% | 11.55% | 0.70% |
| Q4 2023 | 11.43% | 11.43% | 12.46% | 11.07% | 0.66% |
| Q1 2024 | 11.35% | 11.35% | 12.38% | 10.41% | 0.47% |
| Q2 2024 | 11.30% | 11.30% | 12.34% | 10.80% | 0.35% |
| Q3 2024 | 11.68% | 11.68% | 12.73% | 10.86% | 0.42% |
| Q4 2024 | 11.94% | 11.94% | 13.01% | 10.63% | 0.70% |
| Q1 2025 | 11.86% | 11.86% | 12.94% | 10.90% | 0.70% |
| Q2 2025 | 11.73% | 11.73% | 12.80% | 10.83% | 0.81% |
| Q3 2025 | 12.78% | 12.78% | 13.87% | 11.41% | 0.84% |
| Q4 2025 | 13.21% | 13.21% | 14.33% | 11.11% | 1.27% |
| Q1 2026 | 12.71% | 12.71% | 13.80% | 11.05% | 0.89% |
| Q2 2026 | 12.78% | 12.78% | 13.90% | 11.15% | 0.99% |
Enterprise Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Enterprise Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Enterprise Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33380) · FFIEC NIC profile (RSSD 1836701)