Evergreen National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets fell 0.47 percentage points from Q1 2026 to Q2 2026, ending at 12.55% against 13.01%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.54% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $18.1M |
| Tier 1 capital | $18.1M |
| Total risk-based capital | — |
| Total equity capital | $17.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.55% |
| Tangible equity to tangible assets | 12.55% |
| Equity capital to average assets | 13.14% |
| Internal capital growth rate | 8.82% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $7.1M |
| Retained earnings | $9.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$540K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.43% | 18.43% | 19.58% | 10.52% | $78.6M |
| Q4 2023 | 18.20% | 18.20% | 19.45% | 11.12% | $80.8M |
| Q1 2024 | 18.27% | 18.27% | 19.50% | 11.72% | $82.2M |
| Q2 2024 | 18.29% | 18.29% | 19.49% | 12.16% | $84.7M |
| Q3 2024 | 17.91% | 17.91% | 19.16% | 11.79% | $88.2M |
| Q4 2024 | 18.40% | 18.40% | 19.65% | 11.95% | $87.4M |
| Q1 2025 | — | — | — | 12.08% | — |
| Q2 2025 | 17.97% | 17.97% | 19.17% | 12.59% | $93.2M |
| Q3 2025 | — | — | — | 12.60% | — |
| Q4 2025 | — | — | — | 12.89% | — |
| Q1 2026 | — | — | — | 13.30% | — |
| Q2 2026 | — | — | — | 13.54% | — |
Evergreen National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Evergreen National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Evergreen National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23404) · FFIEC NIC profile (RSSD 427858)