Evergreen National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 8.21 percentage points lower than in Q1 2026, at 10.20%. Within Colorado, Evergreen National Bank is 27th of 63 on return on assets, 1.28% as of Q2 2026, above the middle of the field. At 1.28%, Evergreen National Bank's return on assets is close to the 1.25% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.54% |
| Equity capital to assets | 12.55% |
| Tangible equity to tangible assets | 12.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.09% |
| Non-performing assets ratio | 0.07% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.51% |
| Allowance for credit losses to loans | 1.12% |
| Reserve coverage of non-performing loans | 1178.95% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 9.85% |
| Net interest margin | 5.71% |
| Efficiency ratio | 71.65% |
| Yield on earning assets | 6.22% |
| Cost of funds | 0.56% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.02% |
| Core deposits to total deposits | 95.28% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.18% |
| Securities to assets | 10.20% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.43% | 18.43% | 19.58% | 10.52% | 1.60% |
| Q4 2023 | 18.20% | 18.20% | 19.45% | 11.12% | 0.63% |
| Q1 2024 | 18.27% | 18.27% | 19.50% | 11.72% | 1.13% |
| Q2 2024 | 18.29% | 18.29% | 19.49% | 12.16% | 1.20% |
| Q3 2024 | 17.91% | 17.91% | 19.16% | 11.79% | 1.03% |
| Q4 2024 | 18.40% | 18.40% | 19.65% | 11.95% | 1.01% |
| Q1 2025 | — | — | — | 12.08% | 1.09% |
| Q2 2025 | 17.97% | 17.97% | 19.17% | 12.59% | 1.19% |
| Q3 2025 | — | — | — | 12.60% | 1.25% |
| Q4 2025 | — | — | — | 12.89% | 0.99% |
| Q1 2026 | — | — | — | 13.30% | 0.95% |
| Q2 2026 | — | — | — | 13.54% | 1.28% |
Evergreen National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Evergreen National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Evergreen National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23404) · FFIEC NIC profile (RSSD 427858)