Evergreen National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Evergreen National Bank of Evergreen, CO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.34% | -0.06% | 51st above |
| ROAE | 9.85% | 13.32% | -3.47% | 35th below |
| Net Interest Margin | 5.71% | 3.93% | +1.78% | 98th top |
| Efficiency Ratio | 71.65% | 61.13% | +10.52% | 25th below |
| PPNR / Avg Assets | 1.68% | 1.68% | +0.00% | 56th above |
| Yield on Earning Assets | 6.22% | 5.67% | +0.55% | 78th top |
| Cost of Funds | 0.56% | 1.88% | -1.32% | 98th top |
| Net Interest Spread | 4.94% | 3.32% | +1.62% | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.94% | -0.85% | 73rd above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 46th below |
| ACL / Total Loans | 1.12% | 1.28% | -0.16% | 40th below |
| ACL / NPLs (Coverage) | 1178.95% | 1546.17% | -367.22% | — |
| Texas Ratio | 0.51% | 7.34% | -6.83% | 80th top |
| Provision / NCO | 3333.33% | 1394.47% | +1938.86% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.54% | 12.14% | +1.40% | 79th top |
| Equity / Assets | 12.55% | 11.36% | +1.19% | 75th top |
| TCE / Tangible Assets | 12.55% | 11.08% | +1.47% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.02% | 80.66% | +1.36% | 47th below |
| Core Deposit Ratio | 95.28% | 86.85% | +8.43% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.88% | 6.84% | -1.96% | 54th above |
| Loan Growth (Y/Y) | 9.93% | 7.92% | +2.01% | 73rd above |
| Deposit Growth (Y/Y) | 3.86% | 6.29% | -2.43% | 49th below |
See Evergreen National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Evergreen National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Evergreen National Bank profile, how to read a UBPR, or how this data updates.